Caldwell County property record for 12 Pine St, Granite Falls, NC 28630
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,562 sqft · built 1921 |
| Lot Size | 0.466 acres (20,300 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $617 (2025) |
| Deeds & Mortgages | Apr 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08 14 3 16 |
| Primary APN | 08 14 3 16 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,562 sqft Heated Area |
| Gross Area | 1,626 sqft |
| 1st Floor Area | 1,458 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Paneling |
| Year Built | Built 1921 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 20,300 sqft (0.466 acres) |
| Lot Dimensions | 175 ft deep x 116 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 128 sqft |
| Deck Area | 40 sqft |
| Patio Area | 40 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 177270 |
|---|---|
| Street Address | 12 PINE ST |
| City | GRANITE FALLS |
| State | NC |
| Zip | 28630-1618 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 2080 PG 1944 YR 2023 ST 170.00 |
| Legal Subdivision | GRANITE FALLS MANUFACTURING CO |
| Jurisdiction | CALDWELL NC |
| Township / Civil Division | LOVELADY |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 31302 |
Source: Caldwell County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 12 PINE ST, GRANITE FALLS, NC 28630-1618 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jul 20, 2016 |
| Transfer Doc | 1900000685 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALDWELL NC |
| Recording Date | Apr 6, 2023 |
| Property Address | 12 PINE ST, GRANITE FALLS, NC 28630-1618 |
| Document Number | 0020801944 |
| Book / Page | 2080 / 1944 |
| Map Reference | MB 2 PG 71 |
| Instrument Date | Apr 6, 2023 |
| Instrument | 10083142 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $170.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5 CRESCENT ST, GRANITE FALLS, NC 28630-1305 |
| Name | Verified Name |
|---|---|
| Address | 12 PINE ST, GRANITE FALLS, NC 28630-1618 |
| Document Number | 0010083143 |
|---|---|
| Date | Apr 6, 2023 |
| Instrument | 10083143 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.9% |
| Type Change Date | May 1, 2028 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.9% |
| Max Rate At Change | 7.9% |
| Index | 5-Year TN |
| Max Rate | 11.9% |
Source: Caldwell County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Caldwell County |
| Municipality | Granite Falls Town |
| Unified School District | Caldwell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $120,500 (-) Land $15,000 Building $105,500 | ||
| 2025 | $617.00 (+79.88%) | $120,500 (+128.22%) Land $15,000 Building $105,500 | $120,500 (+128.22%) Land $15,000 Building $105,500 |
| 2023 | $52,800 (-) Land $15,000 Building $37,800 | $52,800 (-) Land $15,000 Building $37,800 | |
| 2022 | $343.00 | $52,800 Land $15,000 Building $37,800 | $52,800 Land $15,000 Building $37,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 22, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF GRANITE FALLS serves 7,318 people · EPA ID NC0114030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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