10 Pine St, Granite Falls, NC 28630 Property Records

Caldwell County property record for 10 Pine St, Granite Falls, NC 28630

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 960 sqft · built 1921
Lot Size	0.495 acres (21,576 sqft)
Owner	Individual Name on Record
Tax Bill	$917 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`08 14 3 17`

Property Details

APN / Parcel Number

Primary APN	`08 14 3 17`
Alternative APN	`95619`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	960 sqft Heated Area
1st Floor Area	960 sqft
Flooring	Softwood
Interior Walls	Paneling

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1975
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asbestos
Lot Area	21,576 sqft (0.495 acres)
Lot Dimensions	174 ft deep x 124 ft wide
Porch	Porch
Porch Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	95619
Street Address	10 PINE ST
City	GRANITE FALLS
State	NC
Zip	28630-1618
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 1110 PG 1881 YR 94
Jurisdiction	CALDWELL NC
Township / Civil Division	LOVELADY
Census Block Group	3
Census Block	3022
Census Tract	31302

Owner

Source: Caldwell County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10 PINE ST, GRANITE FALLS, NC 28630-1618
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 1, 1994
Deed Sale	Jan 1, 1994
Deed Book / Page	1110 / 1881
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	10 PINE ST, GRANITE FALLS, NC 28630-1618
Transaction Type	Mortgage
Record Updated	Jan 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021511220
Date	Dec 5, 2025
Book Page	2151/1220
Instrument	10113569

Lender

Name	LENDER IS THE LOAN STORE INC
Address	6340 N CAMPBELL AVE STE 100, TUCSON, AZ 85718

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 23, 2055

Interest

Change Frequency	Monthly

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Municipality	Granite Falls Town
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$88,600 (-) Land $16,100 Building $72,500
2025	$917.00 (+251.34%)	$88,600 (+124.3%) Land $16,100 Building $72,500	$88,600 (+124.3%) Land $16,100 Building $72,500
2023		$39,500 (-) Land $16,100 Building $23,400	$39,500 (-) Land $16,100 Building $23,400
2022	$261.00	$39,500 Land $16,100 Building $23,400	$39,500 Land $16,100 Building $23,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GRANITE FALLS serves 7,318 people · EPA ID NC0114030
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20