11 Pine St, Granite Falls, NC 28630 Property Records

Caldwell County property record for 11 Pine St, Granite Falls, NC 28630

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,140 sqft · built 1921
Lot Size	0.505 acres (22,000 sqft)
Owner	Individual Name on Record
Last Sale	$94,000 (Mar 2019)
Tax Bill	$670 (2026)
Deeds & Mortgages	Jul 2023 Line of Credit Mar 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08 14 4 10`

Property Details

APN / Parcel Number

Primary APN	`08 14 4 10`
Alternative APN	`165789`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,140 sqft Heated Area
Gross Area	1,372 sqft
1st Floor Area	1,140 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1921
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	22,000 sqft (0.505 acres)
Lot Dimensions	200 ft deep x 110 ft wide
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Patio
Porch Area	320 sqft
Deck Area	40 sqft
Patio Area	40 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	165789
Street Address	11 PINE ST
City	GRANITE FALLS
State	NC
Zip	28630-1617
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 1959 PG 1929 YR 19 ST 188.00
Legal Subdivision	GRANITE FALLS MANUFACTURING CO
Jurisdiction	CALDWELL NC
Township / Civil Division	LOVELADY
Census Block Group	3
Census Block	3017
Census Tract	31302

Owner

Source: Caldwell County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	11 PINE ST, GRANITE FALLS, NC 28630-1617
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Mar 25, 2019	Warranty Deed, Transfer · Conventional with PMI PNC BK
Sep 20, 2018	Warranty Deed, Transfer CAROLINA TR BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 25, 2019 · Amount on Record
Deed Sale	Mar 25, 2019 · Amount on Record
Prior Sale	Sep 20, 2018 · Amount on Record
Deed Document Number	201910031315
Deed Book / Page	1959 / 1929
Prior Transfer Date	Feb 19, 2003
Prior Transfer Doc	1432000988
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	11 PINE ST, GRANITE FALLS, NC 28630-1617
Transaction Type	Mortgage
Record Updated	Sep 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 PINE ST, GRANITE FALLS, NC 28630-1617

Mortgage

Document Number	0020880366
Date	Jul 17, 2023
Book Page	2088/366
Instrument	10086370

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	479 Months
Due	Jun 25, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Mar 25, 2019
Property Address	11 PINE ST, GRANITE FALLS, NC 28630-1617
Document Number	0010031315
Book / Page	001959 / 001929
Instrument Date	Mar 25, 2019
Instrument	10031315
Transaction Type	Transfer
Record Updated	Apr 11, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$188.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 PINE ST GRANITE FALLS NC 286301617, GRANITE FALLS, NC 28630-1617

Mortgage

Document Number	10031316
Date	Mar 25, 2019
Book Page	001959/001932
Instrument	10031316

Lender

Name	PNC BK
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 24, 2049

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Sep 20, 2018
Property Address	11 PINE ST, GRANITE FALLS, NC 28630-1617
Document Number	0010026156
Book / Page	001949 / 000671
Instrument Date	Sep 20, 2018
Instrument	10026156
Transaction Type	Transfer
Record Updated	Oct 8, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$76.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6430 LONGVIEW LN HICKORY NC 286019405, HICKORY, NC 28601-9405

Mortgage

Document Number	10026157
Date	Sep 20, 2018
Book Page	001949/000673
Instrument	10026157

Lender

Name	CAROLINA TR BK
Type	Bank
Address	FOREST CITY, NC 28043

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Municipality	Granite Falls Town
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$670.00 (-25.39%)	$139,700 (-) Land $14,700 Building $125,000
2025	$898.00 (+88.66%)	$139,700 (+88.02%) Land $14,700 Building $125,000	$139,700 (+88.02%) Land $14,700 Building $125,000
2023		$74,300 (-) Land $14,700 Building $59,600	$74,300 (-) Land $14,700 Building $59,600
2022	$476.00	$74,300 Land $14,700 Building $59,600	$74,300 Land $14,700 Building $59,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GRANITE FALLS serves 7,318 people · EPA ID NC0114030
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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