12 Orchard Ave, Waban, MA 02468 Property Records

Middlesex County and Newton City property record for 12 Orchard Ave, Waban, MA 02468

Property Summary

Property Type	Duplex
Details	5 bd · 3.5 ba · 3,696 sqft · built 1930
Lot Size	0.296 acres (12,896 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,900,000 (Sep 2023)
Tax Bill	$17,629 (2026)
Deeds & Mortgages	Jun 2021 Line of Credit Sep 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`54010 0003`

Property Details

APN / Parcel Number

Primary APN	`54010 0003`
Alternative APN	`NEWT S:54 B:010 L:0003`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	14 Rooms
Units	2 Units
Stories	2 Stories
Building Area	3,696 sqft Living Area
Gross Area	5,732 sqft
1st Floor Area	1,626 sqft
Attic	Attic
Attic Area	294 sqft
Basement Area	1,176 sqft
Unfinished Basement	1,176 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	12,896 sqft (0.296 acres)
Garage Type	Detached
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	54010 0003
Street Address	12 ORCHARD AVE
City	WABAN
State	MA
Zip	02468-2002
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	SR2
Legal Block	10
Legal Lot Number	3
Jurisdiction	NEWTON MA
Township / Civil Division	NEWTON
Census Block Group	1
Census Block	1018
Census Tract	374300

Owner

Source: Middlesex County and Newton City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12 ORCHARD AVE, WABAN, MA 02468-2002
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2021	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Sep 1, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2023 · Amount on Record
Deed Sale	Sep 1, 2023 · Amount on Record
Prior Sale	Sep 1, 2016 · Amount on Record
Deed Book / Page	81957 / 292
Prior Transfer Date	Aug 31, 2023
Prior Transfer Doc	081957-292
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON MA
Property Address	12 ORCHARD AVE, WABAN, MA 02468-2002
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	078137-226
Date	Jun 30, 2021
Book Page	78137/226
Instrument	147678

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jul 1, 2046

Interest

Rate Type	Adjustable Rate

September 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEWTON MA
Recording Date	Sep 1, 2023
Property Address	12 ORCHARD AVE, WABAN, MA 02468-2002
Document Number	081957-292
Book / Page	81957 / 292
Instrument Date	Aug 31, 2023
Instrument	99307
Transaction Type	Transfer
Record Updated	Sep 15, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	12 ORCHARD AVE, WABAN, MA 02468-2002

Mortgage

Document Number	0000099308
Date	Sep 1, 2023
Instrument	99308

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Newton City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Newton City
Unified School District	Newton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$17,629.00 (+3.82%)	$1,819,300 (+5%) Land $969,300 Building $850,000	$1,856,215
2025	$16,980.00 (-8.52%)	$1,732,700 (-8.89%) Land $923,100 Building $809,600
2024	$18,561.00 (+4.87%)	$1,901,700 (+9.38%) Land $941,000 Building $960,700
2023	$17,699.00	$1,738,600 Land $767,600 Building $971,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	13 (1978–2017)
Claims Outside the SFHA	10 of 13
Most Recent Claim	Oct 2017 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWTON WATER DEPT. (MWRA) serves 88,931 people · EPA ID MA3207000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jul 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50

May also be available: T-Mobile.

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