39 Orchard Ave, Waban, MA 02468 Property Records

Middlesex County and Newton City property record for 39 Orchard Ave, Waban, MA 02468

Property Summary

Property Type	Single Family Home
Details	5 bd · 6.5 ba · 3,527 sqft · built 2017
Lot Size	0.395 acres (17,200 sqft)
Owner	2 Individual Names on Record
Tax Bill	$34,816 (2026)
Deeds & Mortgages	Feb 2022 Refinance Feb 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`54008 0057`

Property Details

APN / Parcel Number

Primary APN	`54008 0057`
Alternative APN	`NEWT S:54 B:008 L:0057`

Interior

Bedrooms	5 Beds
Full Baths	6.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,527 sqft Living Area
Gross Area	6,248 sqft
1st Floor Area	2,027 sqft
Basement Area	2,027 sqft
Unfinished Basement	507 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Type	Flat
Roof Material	Other
Lot Area	17,200 sqft (0.395 acres)
Garage Type	Attached
Pool Type	In-Ground Pool
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	54008 0057
Street Address	39 ORCHARD AVE
City	WABAN
State	MA
Zip	02468-2001
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR2
Legal Block	8
Legal Lot Number	57
Jurisdiction	NEWTON MA
Township / Civil Division	NEWTON
Census Block Group	1
Census Block	1018
Census Tract	374300

Owner

Source: Middlesex County and Newton City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	39 ORCHARD AVE, WABAN, MA 02468-2001
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance USA ALLIANCE FEDERAL CREDIT UNION
Feb 17, 2022	Deed of Trust, Mortgage · Line of Credit USA ALLIANCE FEDERAL CREDIT UNION
Jul 20, 2017	Deed of Trust, Mortgage VILLAGE BANK
Apr 30, 2019	Deed of Trust, Mortgage · Balloon Mortgage PEOPLES UNITED BANK
Dec 18, 2017	Quit Claim Deed, Transfer · ARM VILLAGE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 2017
Deed Sale	Dec 18, 2017
Prior Sale	Apr 12, 2016 · Amount on Record
Deed Book / Page	70402 / 463
Transfer Doc	067079-230
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON MA
Property Address	39 ORCHARD AVE, WABAN, MA 02468-2001
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	079706-117
Date	Feb 17, 2022
Book Page	79706/117
Instrument	26422

Lender

Name	USA ALLIANCE FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON MA
Property Address	39 ORCHARD AVE, WABAN, MA 02468-2001
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	079706-130
Date	Feb 17, 2022
Book Page	79706/130
Instrument	26423

Lender

Name	USA ALLIANCE FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Interest

Rate Type	Adjustable Rate

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON MA
Property Address	39 ORCHARD AVE, WABAN, MA 02468-2001
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	69636-518
Date	Jul 20, 2017
Book Page	69636/518
Instrument	113897

Lender

Name	VILLAGE BANK
Type	Bank

Agreement

Amount	Amount Recorded

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON MA
Property Address	39 ORCHARD AVE, WABAN, MA 02468-2001
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	72530-426
Date	Apr 30, 2019
Book Page	72530/426
Instrument	54625

Lender

Name	PEOPLES UNITED BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	301 Months
Due	May 1, 2044

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEWTON MA
Recording Date	Dec 18, 2017
Property Address	39 ORCHARD AVE, WABAN, MA 02468-2001
Document Number	70402-463
Book / Page	70402 / 463
Instrument	204945
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$128.29
Amount Accuracy	Non-Arm's Length Transaction
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 ORCHARD AVE, WABAN, MA 02468-2001

Mortgage

Document Number	70402-467
Date	Dec 18, 2017
Book Page	70402/467
Instrument	204946

Lender

Name	VILLAGE BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	372 Months
Due	Dec 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.25%

Tax Assessment & Valuation

Source: Middlesex County and Newton City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Newton City
Unified School District	Newton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$34,816.00 (+3.82%)	$3,593,000 (+5%) Land $1,151,200 Building $2,441,800	$3,731,513
2025	$33,535.00 (+3.42%)	$3,421,900 (+3%) Land $1,096,400 Building $2,325,500
2024	$32,425.00 (+4.44%)	$3,322,200 (+8.93%) Land $1,064,500 Building $2,257,700
2023	$31,047.00	$3,049,800 Land $827,500 Building $2,222,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	13 (1978–2017)
Claims Outside the SFHA	10 of 13
Most Recent Claim	Oct 2017 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWTON WATER DEPT. (MWRA) serves 88,931 people · EPA ID MA3207000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jul 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50

May also be available: T-Mobile.

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