4 Lois Ave, Demarest, NJ 07627 Property Records

Bergen County and Demarest Borough property record for 4 Lois Ave, Demarest, NJ 07627

Property Summary

Property Type	Single Family Home
Details	1,872 sqft · built 1941
Lot Size	0.152 acres (6,621 sqft)
Owner	2 Individual Names on Record
Last Sale	$565,000 (Mar 2021)
Tax Bill	$14,870 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-00158-0000-00037`

Property Details

APN / Parcel Number

Primary APN	`09-00158-0000-00037`
Alternative APN	`090015800037`

Interior

Building Area	1,872 sqft Living Area

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Lot Area	6,621 sqft (0.152 acres)
Lot Dimensions	110 ft deep x 60 ft wide

Location & Zoning

Street Address	4 LOIS AVE
City	DEMAREST
State	NJ
Zip	07627-2220
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	D
Legal Description	0.152AC
Legal Subdivision	HOMESTEAD ESTATES
Legal Block	158
Legal Lot Number	37
Jurisdiction	BERGEN NJ
Township / Civil Division	DEMAREST
Census Block Group	2
Census Block	2019
Census Tract	9100

Owner

Source: Bergen County and Demarest Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4 LOIS AVE, DEMAREST, NJ 07627-2220
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 26, 2021 · Amount on Record
Deed Sale	Mar 26, 2021 · Amount on Record
Deed Document Number	202144026
Deed Book / Page	4038 / 964
Record Updated	Sep 20, 2026

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Mar 26, 2021
Property Address	4 LOIS AVE, DEMAREST, NJ 07627-2220
Document Number	0040380964
Book / Page	4038 / 964
Instrument Date	Feb 9, 2021
Instrument	2021044026
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	ACRES LAND TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,814.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8 SAUGATUCK RIDGE RD, 8, DANBURY, CT 06810-8304

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 LOIS AVE, DEMAREST, NJ 07627-2220

Mortgage

Document Number	2021044027
Date	Mar 26, 2021
Instrument	2021044027

Lender

Name	NEW JERSEY LENDERS CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Bergen County and Demarest Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Demarest Borough
Elementary School District	Demarest Borough School District (KG - 08)
Secondary School District	Northern Valley Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$823,800 (-) Land $527,200 Building $296,600	$823,800 (-) Land $527,200 Building $296,600
2025	$14,870.00 (+4.88%)	$823,800 (+77.62%) Land $527,200 Building $296,600	$823,800 (+77.62%) Land $527,200 Building $296,600
2024	$14,178.00 (+7.68%)
2023		$463,800 Land $333,400 Building $130,400	$463,800 Land $333,400 Building $130,400
2022	$13,167.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	18 (1980–2021)
Claims Outside the SFHA	5 of 18
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims Hurricane Irene, Aug 2011 · 4 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20