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3 Island Cay Dr, Ormond Beach, FL 32176 Property Records

Volusia County property record for 3 Island Cay Dr, Ormond Beach, FL 32176 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1989
Square Footage1,743 sqft Living Area
Garage441 sqft
OccupancyOwner Occupied
Last Sale$265,000 (2020)
Tax Bill$4,185.00 (2025)

Property Details

APN / Parcel Number

Primary APN3221-23-00-0020
Alternative APNs
  • 32132123000020
  • 4821350.0
  • 4821350

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,743 sqft Living Area
1st Floor1,743 sqft 1st Floor
Stories1 Stories
Primary FlooringCombination, Other Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1989
Exterior MaterialStucco Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Foundation TypeMat/Raft Foundation (Slab) Foundation
Roof ConstructionHip Roof Construction
Roof MaterialComposition Shingle Roof
Parking Spaces2 Parking Spaces
Garage Area441 sqft Garage
Patio Area210 sqft Patio
PorchEnclosed Porch
Porch Area183 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number4821350.0
Old Parcel Number32132123000020
Street Address3 ISLAND CAY DR
CityORMOND BEACH
StateFL
Zip32176-2390
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 2 ISLAND 28 MB 40 PG 159 PER OR 3260 PG 0008 PER OR 6195 PGS 1662-1663 PER OR 6251 PGS 3675-3676 INC PER OR 7841 PG 3801
Legal Range32E
Legal Township13S
Legal Section21
Legal SubdivisionISLAND
Legal Tract23
Legal Lot Number2
JurisdictionVOLUSIA FL
Minor Civil DivisionNORTH PENINSULA
Census Blockgroup2
Census Block2002
Census Tract80202

Owner

Source: Volusia County records · APN 3221-23-00-0020

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3 ISLAND CAY DR, ORMOND BEACH, FL 32176-2390
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 25, 2021Deed of Trust, Mortgage · Conventional Mortgage
PRIMELENDING
Apr 16, 2020Warranty Deed, Transfer · Conventional Mortgage
CHARLES JR & BARBARA RUSE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 16, 2020 · Amount on Record
Deed SaleApr 16, 2020 · Amount on Record
Prior SaleJul 07, 2008 · Amount on Record
Deed Doc Number2020-072762
Deed Book / Page7841 / 3801
Record RefreshedJun 08, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Property Address3 ISLAND CAY DR, ORMOND BEACH, FL 32176-2390
Transaction TypeMortgage
Record UpdatedJan 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 ISLAIID CAY DR, ORMOND BEACH, FL 32176

Mortgage

Document Number0079780321
DateJan 25, 2021
Book Page7978/321
Instrument2021-016569
Lender
NamePRIMELENDING
TypeMortgage Company
AddressDALLAS, TX 75252
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2051

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionVOLUSIA FL
Recording DateApr 16, 2020
Property Address3 ISLAND CAY DR, ORMOND BEACH, FL 32176-2390
Document Number0078413801
Book / Page007841 / 003801
Instrument DateApr 09, 2020
Instrument72762
Transaction TypeTransfer
Record UpdatedJun 18, 2020
Title CompanyEXPRESS TITLE SERVICES/CITRUS INC, EXPRESS TITLE SVCS/CITRUS INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,855.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address3 ISLAND CAY DR ORMOND BEACH FL 321762390, ORMOND BEACH, FL 32176-2390

Mortgage

Document Number78413803
DateApr 16, 2020
Book Page007841/003803
Instrument72763
Lender
NameCHARLES JR & BARBARA RUSE
Address500 NE 8TH AVE, OCALA, FL 34470-5345
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Volusia County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyVolusia County
Unified School DistrictVolusia County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,185.00 (+6.98%) Homeowner's exemption$253,662 (+5.99%)$335,335 (+6.41%) Land $162,000 Building $173,335
2023$3,912.00 (+1.93%) Homeowner's exemption$239,334 (+3%)$315,129 (+9.38%) Land $86,720 Building $228,409
2022$3,838.00 Homeowner's exemption$232,363$288,097 Land $86,720 Building $201,377

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Volusia County (12127C), updated October 2, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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