Putnam County and Philipstown Town property record for 12 Highland Rd, Cold Spring, NY 10516
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,319 sqft · built 1900 |
| Lot Size | 2.55 acres (111,078 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $610,000 (Oct 2018) |
| Tax Bill | $13,173 (2024) |
| Deeds & Mortgages | Feb 2020 Mortgage Feb 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 372689 16.19-1-3 |
| Primary APN | 372689 16.19-1-3 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,319 sqft Living Area |
| Gross Area | 1,511 sqft |
| 1st Floor Area | 1,111 sqft |
| Upper Floors Area | 208 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Old Style |
| Exterior Material | Composition/Composite |
| Lot Area | 111,078 sqft (2.55 acres) |
| Lot Width | 348 ft Width |
| View / Lot | Waterfront |
| Garage Type | Detached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Covered Porch |
| Porch Area | 630 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Oil |
| Sewer | Connected |
| Account Number | 062860 |
|---|---|
| Street Address | 12 HIGHLAND RD |
| City | COLD SPRING |
| State | NY |
| Zip | 10516-4125 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R80 |
| Legal Description | LAND & RESIDENCE |
| Legal Block | 1 |
| Legal Lot Number | 3.000 |
| Jurisdiction | PUTNAM NY |
| Township / Civil Division | PHILIPSTOWN |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 10600 |
Source: Putnam County and Philipstown Town records, as of April 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 12 HIGHLAND RD, COLD SPRING, NY 10516-4125 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Feb 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage VAST BANK NA |
| Feb 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage VAST BANK NA |
| Oct 2, 2018 | Bargain and Sale Deed, Transfer · Conventional Mortgage VALLEY NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 2, 2018 · Amount on Record |
| Deed Sale | Oct 2, 2018 · Amount on Record |
| Prior Sale | Feb 24, 2005 · Amount on Record |
| Deed Document Number | 20181502542 |
| Deed Book / Page | 2091 / 10 |
| Last Transfer Date | Jun 25, 2025 |
| Transfer Doc | 0024040202 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM NY |
| Property Address | 12 HIGHLAND RD, COLD SPRING, NY 10516-4125 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2021 |
| Title Company | NEW YORK METRO TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0070300298 |
|---|---|
| Date | Feb 6, 2020 |
| Book Page | 7030/298 |
| Instrument | 01075-2020 |
| Name | VAST BANK NA |
|---|---|
| Type | Bank |
| Address | WAYNE, NJ 07470 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Dec 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM NY |
| Property Address | 12 HIGHLAND RD, COLD SPRING, NY 10516-4125 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2021 |
| Title Company | NEW YORK METRO TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0070300317 |
|---|---|
| Date | Feb 6, 2020 |
| Book Page | 7030/317 |
| Instrument | 01076-2020 |
| Name | VAST BANK NA |
|---|---|
| Type | Bank |
| Address | WAYNE, NJ 07470 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Dec 1, 2049 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | PUTNAM NY |
| Recording Date | Oct 2, 2018 |
| Property Address | 12 HIGHLAND RD, COLD SPRING, NY 10516-4125 |
| Document Number | 0020910010 |
| Book / Page | 2091 / 010 |
| Instrument Date | Aug 17, 2018 |
| Instrument | 1502542 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | WESTCOR LAND TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,440.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 204 HUNTINGTON ST, 204, BROOKLYN, NY 11231-3970 |
| Name | Verified Name |
|---|---|
| Address | 12 HIGHLAND RD, COLD SPRING, NY 10516-4125 |
| Document Number | 0001602703 |
|---|---|
| Date | Oct 2, 2018 |
| Instrument | 1602703 |
| Name | VALLEY NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Sep 1, 2033 |
Source: Putnam County and Philipstown Town assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Putnam County |
| County Subdivision | Philipstown Town |
| Unified School District | Haldane Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $227,300 (-) Land $57,750 Building $169,550 | $741,115 (+10.07%) | |
| 2024 | $13,173.00 | $227,300 (-) Land $57,750 Building $169,550 | $673,282 (+4.32%) |
| 2023 | $227,300 (-) Land $57,750 Building $169,550 | $645,372 (+11.73%) Land $163,969 Building $481,403 | |
| 2022 | $227,300 Land $57,750 Building $169,550 | $577,637 Land $146,760 Building $430,877 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 6 (2007–2011) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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