148 Highland Rd, Cold Spring, NY 10516 Property Records

Putnam County and Philipstown Town property record for 148 Highland Rd, Cold Spring, NY 10516

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,972 sqft · built 1960
Lot Size	0.786 acres (34,272 sqft)
Owner	Individual Name on Record
Last Sale	$715,000 (Feb 2013)
Tax Bill	$16,175 (2024)
Deeds & Mortgages	Mar 2017 Mortgage Oct 2016 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`372689 16.15-1-36`

Property Details

APN / Parcel Number

Primary APN	`372689 16.15-1-36`
Alternative APN	`268901601500010360000000`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,972 sqft Living Area
1st Floor Area	2,972 sqft
Upper Floors Area	720 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 2008
Architectural Style	Ranch
Exterior Material	Wood
Foundation Type	Raised
Lot Area	34,272 sqft (0.786 acres)
Lot Dimensions	204 ft deep x 168 ft wide
View / Lot	Waterfront
Garage Type	Detached
Garage Area	352 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	936 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Street Address	148 HIGHLAND RD
City	COLD SPRING
State	NY
Zip	10516-4151
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Legal Description	LAND & RESIDENCE
Legal Subdivision	VALHALLA HIGHLANDS INC
Legal Block	1
Legal Lot Number	36.00
Jurisdiction	PUTNAM NY
Township / Civil Division	PHILIPSTOWN
Census Block Group	2
Census Block	2003
Census Tract	10600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Valhalla Highlands Historic District listed 2014 · 75 contributing resources · NRIS 14000915

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Putnam County and Philipstown Town records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	148 HIGHLAND RD, COLD SPRING, NY 10516-4151
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2017	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Oct 26, 2016	Loan Modification, Consolidation and Extension, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 1, 2013 · Amount on Record
Deed Sale	Feb 1, 2013 · Amount on Record
Prior Sale	Jun 18, 2008 · Amount on Record
Deed Document Number	20131500231
Deed Book / Page	1914 / 288
Record Updated	Oct 29, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM NY
Property Address	148 HIGHLAND RD, COLD SPRING, NY 10516-4151
Transaction Type	Mortgage
Record Updated	Apr 13, 2021
Title Company	ENTITLE INSURANCE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0066980479
Date	Mar 8, 2017
Book Page	6698/479
Instrument	1600934

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	176 Months
Due	Nov 1, 2031

October 2016: Loan Modification, Consolidation and Extension, Mortgage

Document Type	Loan Modification, Consolidation and Extension
Jurisdiction	PUTNAM NY
Property Address	148 HIGHLAND RD, COLD SPRING, NY 10516-4151
Document Number	0066980497
Instrument Date	Oct 26, 2016
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	ENTITLE INSURANCE COMPANY, ENTITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2 GRACE CT #4T BROOKLYN NY 112014155, 4T, BROOKLYN, NY 11201-4155

Mortgage

Document Number	0066980497
Date	Mar 8, 2017
Book Page	006698/000497
Instrument	1600935

Lender

Name	WELLS FARGO BK
Type	Bank
Address	MINNEAPOLIS, MN 55467-8000

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 7, 2032

Interest

Rate Type	Fixed Rate
Rate	2.87%

Tax Assessment & Valuation

Source: Putnam County and Philipstown Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Putnam County
County Subdivision	Philipstown Town
Unified School District	Haldane Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$295,800 (+23.25%) Land $50,700 Building $245,100	$964,460 (+41.53%)
2024	$16,175.00
2023		$240,000 (-) Land $50,700 Building $189,300	$681,431 (+11.73%) Land $143,952 Building $537,479
2022		$240,000 Land $50,700 Building $189,300	$609,911 Land $128,844 Building $481,067

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	6 (2007–2011)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable · Fiber in parts of the area	940 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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