12 Frances St, Cabot, AR 72023 Property Records

Lonoke County property record for 12 Frances St, Cabot, AR 72023

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,209 sqft
Lot Size	0.349 acres (15,225 sqft)
Owner	Individual Name on File
Last Sale	$108,500 (Jul 2019)
Tax Bill	$332 (2024)
Deeds & Mortgages	Dec 2021 Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`721-50514-000`

Property Details

APN / Parcel Number

Primary APN	`721-50514-000`
Alternative APN	`27160`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,209 sqft Living Area
1st Floor Area	1,209 sqft
Flooring	Vinyl/Resilient
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Wood
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	15,225 sqft (0.349 acres)
Lot Dimensions	203 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	264 sqft
Driveway	Driveway
Driveway Area	600 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	96 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	12 FRANCES ST
City	CABOT
State	AR
Zip	72023-3415
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:14 CITY/MUNI/TWP:CABOT SUBD:THE MEADOWS SEC/TWN/RNG/MER:SEC 19 TWN 04N RNG 09W
Legal Range	09W
Legal Township	04N
Legal Section	19
Legal Subdivision	THE MEADOWS
Legal Lot Number	14
Jurisdiction	LONOKE AR
Township / Civil Division	YORK
Census Block Group	2
Census Block	2022
Census Tract	20205

Owner

12 Frances St is owned and occupied by an individual who bought it in July 2019.

Source: Lonoke County records, as of December 15, 2025

Owner of Record	Individual Name on File
Mailing Address	12 FRANCES ST, CABOT, AR 72023-3415
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Jul 24, 2019	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 24, 2019 · Amount on File
Deed Sale	Jul 24, 2019 · Amount on File
Deed Document Number	2019-07271
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LONOKE AR
Property Address	12 FRANCES ST, CABOT, AR 72023-3415
Transaction Type	Mortgage
Record Updated	Feb 7, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016311
Date	Dec 6, 2021
Book Page	2021/16311
Instrument	2021-16311

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LONOKE AR
Recording Date	Jul 24, 2019
Property Address	12 FRANCES ST, CABOT, AR 72023-3415
Document Number	0000007271
Instrument Date	Jul 18, 2019
Instrument	7271
Transaction Type	Transfer
Record Updated	Aug 15, 2019
Title Company	PROFESSION LAND TITLE COMPANY/AR, PROFESSIONAL LAND TITLE CO/AR

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$358.05
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 FRANCES ST CABOT AR 720233415, CABOT, AR 72023-3415

Mortgage

Document Number	7272
Date	Jul 24, 2019
Instrument	7272

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 23, 2049

Tax Assessment & Valuation

Source: Lonoke County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Lonoke County
Municipality	Cabot City
Unified School District	Cabot Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$16,360 Land $2,200 Building $14,160
2024	$332.00 (-18.43%)
2023	$407.00 Homeowner's exemption	$16,360 Land $2,200 Building $14,160	$81,800 Land $11,000 Building $70,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12 Frances St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	6 (2009–2011)
Claims Outside the SFHA	6 of 6
Most Recent Claim	May 2011 · Severe Storms, Tornadoes, And Associated Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Frances St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 83% of Arkansas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CABOT WATERWORKS federal government · serves 27,578 people · EPA ID AR0000338
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Connect2First Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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