20 Frances St, Cabot, AR 72023 Property Records

Lonoke County property record for 20 Frances St, Cabot, AR 72023

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,424 sqft
Lot Size	0.676 acres (29,455 sqft)
Owner	Individual Name on File
Last Sale	$124,500 (Jul 2021)
Tax Bill	$546 (2024)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Oct 2020 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`721-50518-000`

Property Details

APN / Parcel Number

Primary APN	`721-50518-000`
Alternative APN	`27164`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,424 sqft Living Area
1st Floor Area	844 sqft
2nd Floor Area	580 sqft
Flooring	Subfloor
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Architectural Style	Split Level
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Closed Piers
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	29,455 sqft (0.676 acres)
Lot Dimensions	215 ft deep x 137 ft wide
Garage Area	420 sqft
Driveway	Driveway
Driveway Area	928 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	49 sqft
Deck Area	336 sqft
Patio Area	336 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	20 FRANCES ST
City	CABOT
State	AR
Zip	72023-3415
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:18 CITY/MUNI/TWP:CABOT SUBD:THE MEADOWS SEC/TWN/RNG/MER:SEC 19 TWN 04N RNG 09W
Legal Range	09W
Legal Township	04N
Legal Section	19
Legal Subdivision	THE MEADOWS
Legal Lot Number	18
Jurisdiction	LONOKE AR
Township / Civil Division	YORK
Census Block Group	2
Census Block	2022
Census Tract	20205

Owner

20 Frances St is owned and occupied by an individual who bought it in July 2021.

Source: Lonoke County records, as of December 15, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	20 FRANCES ST, CABOT, AR 72023-3415
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST HORIZON BANK
Oct 30, 2020	Loan Modification, Mortgage NOT AVAILABLE
Oct 30, 2017	Loan Modification, Mortgage

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2021 · Amount on File
Deed Sale	Jul 15, 2021 · Amount on File
Deed Document Number	2021-09221
Deed Book / Page	2021 / 9221
Record Updated	Jun 8, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LONOKE AR
Recording Date	Jul 15, 2021
Property Address	20 FRANCES ST, CABOT, AR 72023-3415
Document Number	0000009221
Book / Page	2021 / 9221
Instrument Date	Jul 12, 2021
Instrument	2021-09221
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	PROFESSIONAL LAND TTL CO OF

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$412.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4960 HIGHWAY 321 E, 4960, AUSTIN, AR 72007-9098

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 FRANCES ST, CABOT, AR 72023-3415

Mortgage

Document Number	202109222
Date	Jul 15, 2021
Instrument	2021-09222

Lender

Name	FIRST HORIZON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

October 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LONOKE AR
Property Address	20 FRANCES ST, CABOT, AR 72023-3415
Document Number	0000013755
Instrument Date	Oct 30, 2020
Transaction Type	Mortgage
Record Updated	Jan 7, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4960 HIGHWAY 321 E AUSTIN AR 720079098, AUSTIN, AR 72007-9098

October 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LONOKE AR
Property Address	20 FRANCES ST, CABOT, AR 72023-3415
Document Number	0000011124
Instrument Date	Oct 30, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4960 HIGHWAY 321 E AUSTIN AR 720079098, AUSTIN, AR 72007-9098

Tax Assessment & Valuation

Source: Lonoke County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Lonoke County
Municipality	Cabot City
Unified School District	Cabot Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$20,560 Land $2,200 Building $18,360
2024	$546.00 (-12.08%)
2023	$621.00 Homeowner's exemption	$20,560 Land $2,200 Building $18,360	$102,800 Land $11,000 Building $91,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 20 Frances St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	6 (2009–2011)
Claims Outside the SFHA	6 of 6
Most Recent Claim	May 2011 · Severe Storms, Tornadoes, And Associated Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Frances St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 83% of Arkansas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CABOT WATERWORKS federal government · serves 27,578 people · EPA ID AR0000338
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Connect2First Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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