12 Emerald Rd, Nahant, MA 01908 Property Records

Essex County and Nahant Town property record for 12 Emerald Rd, Nahant, MA 01908 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,943 sqft · built 1890
Lot Size	0.155 acres (6,752 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Mar 2008)
Tax Bill	$7,819 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Aug 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`NAHA M:0014 B:0000 L:0025`

Property Details

APN / Parcel Number

Primary APN	`NAHA M:0014 B:0000 L:0025`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,943 sqft Living Area
Gross Area	2,998 sqft
Basement Area	1,096 sqft
Unfinished Basement	1,096 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	6,752 sqft (0.155 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	12 EMERALD RD
City	NAHANT
State	MA
Zip	01908-1250
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	25
Jurisdiction	NAHANT MA
Township / Civil Division	NAHANT
Census Block Group	1
Census Block	1010
Census Tract	201100

Owner

Source: Essex County and Nahant Town records · APN NAHA M:0014 B:0000 L:0025

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	12 EMERALD RD, NAHANT, MA 01908-1250
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 04, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Aug 02, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance PNC BANK NA
Dec 26, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance PNC BANK NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 04, 2008 · Amount on Record
Deed Sale	Mar 04, 2008 · Amount on Record
Prior Sale	Jul 14, 2000 · Amount on Record
Deed Book / Page	27581 / 93
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAHANT MA
Property Address	12 EMERALD RD, NAHANT, MA 01908-1250
Transaction Type	Mortgage
Record Updated	Nov 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041288-173
Date	Nov 04, 2022
Book Page	41288/173
Instrument	411

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Dec 01, 2062

Interest

Rate Type	Adjustable Rate

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAHANT MA
Property Address	12 EMERALD RD, NAHANT, MA 01908-1250
Transaction Type	Mortgage
Record Updated	Aug 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	40135-54
Date	Aug 02, 2021
Book Page	40135/54
Instrument	20210802000750

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	229 Months
Due	Sep 01, 2040

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAHANT MA
Property Address	12 EMERALD RD, NAHANT, MA 01908-1250
Transaction Type	Mortgage
Record Updated	Feb 07, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38148-219
Date	Dec 26, 2019
Book Page	38148/219
Instrument	20191226000300

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Jan 01, 2040

Tax Assessment & Valuation

Source: Essex County and Nahant Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Nahant Town
Elementary School District	Nahant School District (PK - 06)
Secondary School District	Swampscott School District in Nahant (7-12) (07 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,819.00 (+3.06%)	$854,500 (+2.15%) Land $424,200 Building $430,300	$1,069,605
2024	$7,587.00 (+8%)	$836,500 (+8.24%) Land $406,200 Building $430,300
2023	$7,025.00	$772,800 Land $361,100 Building $411,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092011001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 32 individual NFIP policies nearby
Nearby Flood Policies	43 units insured 11 under condo master policies
Nearby Flood Claims	95 (1978–2018)
Claims Outside the SFHA	15 of 95
Most Recent Claim	Mar 2018, tidal / storm surge, Severe Winter Storm And Flooding
Claims By Storm	Winter Coastal Storm, Dec 1992 · 9 claims Coastal Storm, Oct 1991 · 26 claims Coastal Storms, Flood, Ice & Snow, Feb 1978 · 13 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 378 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fiber	2,300 / 2,300
Xfinity	Cable	2,000 / 2,000
AT&T	Fixed Wireless	100 / 20

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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