11 Emerald Rd, Nahant, MA 01908 Property Records

Essex County and Nahant Town property record for 11 Emerald Rd, Nahant, MA 01908

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,542 sqft · built 1919
Lot Size	0.092 acres (4,008 sqft)
Owner	2 Individual Names on Record
Last Sale	$475,000 (Apr 2020)
Tax Bill	$6,174 (2025)
Deeds & Mortgages	Aug 2021 Line of Credit Jan 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`NAHA M:0012B B:0000 L:0003`

Property Details

APN / Parcel Number

Primary APN	`NAHA M:0012B B:0000 L:0003`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,542 sqft Living Area
Gross Area	2,507 sqft
Basement Area	696 sqft
Unfinished Basement	278 sqft

Exterior

Year Built	Built 1919
Effective Year Built	Effective 1919
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	4,008 sqft (0.092 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	11 EMERALD RD
City	NAHANT
State	MA
Zip	01908-1202
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Subdivision	NAHANT LAND CO
Legal Lot Number	3
Jurisdiction	NAHANT MA
Township / Civil Division	NAHANT
Census Block Group	2
Census Block	2000
Census Tract	201100

Owner

Source: Essex County and Nahant Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11 EMERALD RD, NAHANT, MA 01908-1202
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2021	Deed of Trust, Mortgage · Line of Credit HOMEFIELD CREDIT UNION
Jan 13, 2020	Deed of Trust, Mortgage · Balloon Mortgage CITIZENS BANK
Apr 30, 2020	Quit Claim Deed, Transfer · Conventional Mortgage HOMEFIELD CU
May 7, 2018	Deed of Trust, Mortgage · Conventional Mortgage WFB NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2020 · Amount on Record
Deed Sale	Apr 30, 2020 · Amount on Record
Prior Sale	May 17, 2000 · Amount on Record
Deed Book / Page	38469 / 281
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAHANT MA
Property Address	11 EMERALD RD, NAHANT, MA 01908-1202
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0040208-13
Date	Aug 25, 2021
Book Page	40208/13
Instrument	20210825001570

Lender

Name	HOMEFIELD CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Sep 1, 2046

Interest

Rate Type	Adjustable Rate

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAHANT MA
Property Address	11 EMERALD RD, NAHANT, MA 01908-1202
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38186-39
Date	Jan 13, 2020
Book Page	38186/39
Instrument	20200113000230

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NAHANT MA
Recording Date	Apr 30, 2020
Property Address	11 EMERALD RD, NAHANT, MA 01908-1202
Document Number	38469-281
Book / Page	038469 / 000281
Instrument Date	Apr 14, 2020
Instrument	30001840
Transaction Type	Transfer
Record Updated	Jun 23, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,166.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 EMERALD RD NAHANT MA 019081202, NAHANT, MA 01908-1202

Mortgage

Document Number	38469-283
Date	Apr 30, 2020
Book Page	038469/000283
Instrument	30001850

Lender

Name	HOMEFIELD CU

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 29, 2050

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAHANT MA
Property Address	11 EMERALD RD, NAHANT, MA 01908-1202
Document Number	36716-419
Instrument Date	May 7, 2018
Transaction Type	Mortgage
Record Updated	Jan 12, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11 EMERALD RD NAHANT MA 019081202, NAHANT, MA 01908-1202

Mortgage

Document Number	36716-419
Date	May 15, 2018
Book Page	036716/000419
Instrument	1805154150

Lender

Name	WFB NA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 14, 2048

Tax Assessment & Valuation

Source: Essex County and Nahant Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Nahant Town
Elementary School District	Nahant School District (PK - 06)
Secondary School District	Swampscott School District in Nahant (7-12) (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,174.00 (+3.38%)	$674,800 (+2.49%) Land $385,500 Building $289,300	$738,150
2024	$5,972.00 (+12.96%)	$658,400 (+13.2%) Land $369,100 Building $289,300
2023	$5,287.00	$581,600 Land $328,100 Building $253,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 76 policies
Nearby Flood Policies	76 in force
Nearby Flood Claims	31 (1978–2024)
Claims Outside the SFHA	1 of 31
Most Recent Claim	Jan 2024 · other causes
Claims by Event	Severe Winter Storm And Flooding, Mar 2018 · 13 claims Winter Coastal Storm, Dec 1992 · 6 claims Coastal Storm, Oct 1991 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAHANT WATER DEPT. (MWRA) serves 3,334 people · EPA ID MA3196000
Water Source	Purchased surface water from MWRA
Last State Inspection	Mar 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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