21 Emerald Rd, Nahant, MA 01908 Property Records

Essex County and Nahant Town property record for 21 Emerald Rd, Nahant, MA 01908

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 3,955 sqft · built 1988
Lot Size	0.138 acres (6,011 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,350,000 (May 2022)
Tax Bill	$11,749 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage May 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`NAHA M:0012C B:0000 L:0007`

Property Details

APN / Parcel Number

Primary APN	`NAHA M:0012C B:0000 L:0007`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,955 sqft Living Area
Gross Area	4,914 sqft
Basement Area	1,430 sqft
Unfinished Basement	643 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Shed Roof
Roof Material	Other
Lot Area	6,011 sqft (0.138 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	21 EMERALD RD
City	NAHANT
State	MA
Zip	01908-1359
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Lot Number	7
Jurisdiction	NAHANT MA
Township / Civil Division	NAHANT
Census Block Group	2
Census Block	2000
Census Tract	201100

Owner

Source: Essex County and Nahant Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	21 EMERALD RD, NAHANT, MA 01908-1359
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 25, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage DEDHAM INSTITUTION FOR SAVINGS
May 6, 2021	Quit Claim Deed, Transfer · Commercial Mortgage RD W SPV LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 25, 2022 · Amount on Record
Deed Sale	May 25, 2022 · Amount on Record
Prior Sale	May 6, 2021 · Amount on Record
Deed Document Number	20224180
Record Updated	Sep 20, 2026

May 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NAHANT MA
Recording Date	May 25, 2022
Property Address	21 EMERALD RD, NAHANT, MA 01908-1359
Document Number	040958-408
Book / Page	40958 / 408
Instrument Date	May 23, 2022
Instrument	20220525004180
Transaction Type	Transfer
Record Updated	Jun 10, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	21 EMERALD RD, NAHANT, MA 01908-1359

Mortgage

Document Number	220525004190
Date	May 25, 2022
Instrument	220525004190

Lender

Name	DEDHAM INSTITUTION FOR SAVINGS
Type	Funding / Finance Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Jun 1, 2037
Max Rate At Change	2.75%
Index	1-Year CMT

May 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NAHANT MA
Recording Date	May 6, 2021
Property Address	21 EMERALD RD, NAHANT, MA 01908-1359
Document Number	39850-48
Book / Page	39850 / 48
Instrument Date	May 6, 2021
Instrument	20210506005790
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	498 HYDE PARK AVE, BOSTON, MA 02131-3821

Mortgage

Document Number	210506005810
Date	May 6, 2021
Instrument	210506005810

Lender

Name	RD W SPV LLC

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Nahant Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Nahant Town
Elementary School District	Nahant School District (PK - 06)
Secondary School District	Swampscott School District in Nahant (7-12) (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,749.00 (+2.29%)	$1,284,000 (+1.39%) Land $413,600 Building $870,400	$1,553,345
2024	$11,486.00 (+55.45%)	$1,266,400 (+55.79%) Land $396,000 Building $870,400
2023	$7,389.00	$812,900 Land $352,000 Building $460,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	13.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 76 policies
Nearby Flood Policies	76 in force
Nearby Flood Claims	31 (1978–2024)
Claims Outside the SFHA	1 of 31
Most Recent Claim	Jan 2024 · other causes
Claims by Event	Severe Winter Storm And Flooding, Mar 2018 · 13 claims Winter Coastal Storm, Dec 1992 · 6 claims Coastal Storm, Oct 1991 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAHANT WATER DEPT. (MWRA) serves 3,334 people · EPA ID MA3196000
Water Source	Purchased surface water from MWRA
Last State Inspection	Mar 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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