St. Louis County property record for 12 Chipper Rd, Saint Louis, MO 63131
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 6 ba · 5,747 sqft · built 2005 |
| Lot Size | 2.08 acres (91,040 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,860,000 (Sep 2021) |
| Tax Bill | $25,907 (2025) |
| Deeds & Mortgages | Feb 2022 Sale Jan 2018 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20N-34-0091 |
| Primary APN | 20N-34-0091 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 6 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 24 Plumbing Fixtures |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 5,747 sqft Living Area |
| Gross Area | 6,694 sqft |
| 1st Floor Area | 1,501 sqft |
| Basement Area | 550 sqft |
| Finished Basement | 550 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 91,040 sqft |
| Lot Dimensions | 251 ft deep x 153 ft wide |
| Garage Type | Attached |
| Garage Area | 947 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Area | 1,104 sqft |
|---|---|
| Porch | Open Concrete/Masonry Porch |
| Porch Area | 52 sqft |
| Shed | 1 Shed |
| Shed Area | 704 sqft |
| Lean-To | 128 sqft |
| Tennis Court | Tennis Court |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 12 CHIPPER RD |
|---|---|
| City | SAINT LOUIS |
| State | MO |
| Zip | 63131-3410 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 25R-1 |
| Legal Description | CHIPPER ROAD LOT 12 |
| Legal Subdivision | CHIPPER ROAD |
| Legal Lot Number | 12 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | MISSOURI RIVER |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 217600 |
Source: St. Louis County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12 CHIPPER RD, SAINT LOUIS, MO 63131-3410 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 8, 2022 | Beneficiary Deed, Transfer |
| Jan 3, 2018 | Quit Claim Deed, Transfer GATEWAY TITLE COMPANY |
| Jan 3, 2018 | Quit Claim Deed, Mortgage MORTGAGE SOLUTIONS/ST LOUIS |
| May 23, 2017 | Quit Claim Deed, Transfer GATEWAY TITLE COMPANY, GATEWAY TITLE CO. |
| May 23, 2017 | Quit Claim Deed, Mortgage MORTGAGE SOLUTIONS/ST LOUIS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 21, 2021 · Amount on Record |
| Deed Sale | Sep 21, 2021 · Amount on Record |
| Prior Sale | Jan 3, 2018 · Amount on Record |
| Deed Document Number | 2021491 |
| Deed Book / Page | 25120 / 3176 |
| Last Transfer Date | Feb 7, 2022 |
| Transfer Doc | 0253600236 |
| Record Updated | Oct 29, 2026 |
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Feb 8, 2022 |
| Property Address | 12 CHIPPER RD, SAINT LOUIS, MO 63131-3410 |
| Document Number | 0253600236 |
| Book / Page | 25360 / 236 |
| Map Reference | MB 45 PG 14 |
| Instrument Date | Feb 7, 2022 |
| Instrument | 2022020800063 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12 CHIPPER RD, 12, SAINT LOUIS, MO 63131-3410 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 12 CHIPPER RD, SAINT LOUIS, MO 63131-3410 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Jan 3, 2018 |
| Property Address | 12 CHIPPER RD, SAINT LOUIS, MO 63131-3410 |
| Document Number | 0228421662 |
| Book / Page | 022842 / 001662 |
| Instrument Date | Dec 27, 2017 |
| Instrument | 287 |
| Transaction Type | Transfer |
| Record Updated | Jan 9, 2018 |
| Title Company | GATEWAY TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 12 CHIPPER RD ST LOUIS MO 631313410, ST LOUIS, MO 63131-3410 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Jan 3, 2018 |
| Property Address | 12 CHIPPER RD, SAINT LOUIS, MO 63131-3410 |
| Document Number | 0228421636 |
| Book / Page | 022842 / 001636 |
| Instrument Date | Dec 27, 2017 |
| Instrument | 285 |
| Transaction Type | Mortgage |
| Record Updated | Jan 9, 2018 |
| Title Company | GATEWAY TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12 CHIPPER RD ST LOUIS MO 631313410, ST LOUIS, MO 63131-3410 |
| Document Number | 228421639 |
|---|---|
| Date | Jan 3, 2018 |
| Book Page | 022842/001639 |
| Instrument | 286 |
| Name | MORTGAGE SOLUTIONS/ST LOUIS |
|---|---|
| Type | Mortgage Company |
| Address | SAINT LOUIS, MO 63119 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 2, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | May 23, 2017 |
| Property Address | 12 CHIPPER RD, SAINT LOUIS, MO 63131-3410 |
| Document Number | 0225360120 |
| Book / Page | 022536 / 000120 |
| Instrument Date | May 17, 2017 |
| Instrument | 145 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2017 |
| Title Company | GATEWAY TITLE COMPANY, GATEWAY TITLE CO. |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 12 CHIPPER RD ST LOUIS MO 631313410, ST LOUIS, MO 63131-3410 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | May 23, 2017 |
| Property Address | 12 CHIPPER RD, SAINT LOUIS, MO 63131-3410 |
| Document Number | 0225360089 |
| Book / Page | 022536 / 000089 |
| Instrument Date | May 17, 2017 |
| Instrument | 142 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2017 |
| Title Company | GATEWAY TITLE COMPANY, GATEWAY TITLE CO. |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12 CHIPPER RD ST LOUIS MO 631313410, ST LOUIS, MO 63131-3410 |
| Document Number | 225360092 |
|---|---|
| Date | May 23, 2017 |
| Book Page | 022536/000092 |
| Instrument | 143 |
| Name | MORTGAGE SOLUTIONS/ST LOUIS |
|---|---|
| Type | Mortgage Company |
| Address | SAINT LOUIS, MO 63119 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 22, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Louis County |
| Municipality | Frontenac City |
| Unified School District | Ladue School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $392,300 (-) Land $150,350 Building $241,950 | $2,064,700 (-) Land $791,300 Building $1,273,400 | |
| 2025 | $25,907.00 (+1.54%) | $392,300 (+5.02%) Land $150,350 Building $241,950 | $2,064,700 (+5.02%) Land $791,300 Building $1,273,400 |
| 2024 | $25,514.00 (+0.11%) | ||
| 2023 | $25,485.00 (+19.97%) | $373,540 (+24.6%) Land $138,780 Building $234,760 | $1,966,000 (+24.6%) Land $730,400 Building $1,235,600 |
| 2022 | $21,243.00 | $299,780 Land $115,650 Building $184,130 | |
| 2021 | $1,577,800 Land $608,700 Building $969,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 5 (1986–2026) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Apr 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber, DSL in parts of the area | 100 / 20 |
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