7 Cherry Oca Ln, Framingham, MA 01702 Property Records

Middlesex County and Framingham City property record for 7 Cherry Oca Ln, Framingham, MA 01702

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,184 sqft · built 1970
Lot Size0.46 acres (20,038 sqft)
Owner2 Individual Names on Record
Last Sale$518,000 (Jul 2007)
Tax Bill$8,665 (2026)
Deeds & MortgagesNov 2018 Mortgage
Oct 2020 Refinance
Flood ZoneZone X (minimal risk)
APN109-91-4041

Property Details

APN / Parcel Number

Primary APN109-91-4041
Alternative APNs
  • FRAM M:109 B:91 L:4041 U:000
  • M:676.0 B:0001 L:0015.0
  • F_669446_2931010
  • 16594

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,184 sqft Living Area
Gross Area4,102 sqft
1st Floor Area1,092 sqft
Basement Area1,092 sqft
Unfinished Basement1,092 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1974
Architectural StyleColonial
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area20,038 sqft (0.46 acres)
Garage TypeAttached
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number16594
Street Address7 CHERRY OCA LN
CityFRAMINGHAM
StateMA
Zip01702-5663
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR4
Legal SubdivisionSALEM END ESTAES
Legal Block91
Legal Lot Number4041
JurisdictionFRAMINGHAM MA
Township / Civil DivisionFRAMINGHAM
Census Block Group4
Census Block4005
Census Tract384003

Owner

Source: Middlesex County and Framingham City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address7 CHERRY OCA LN, FRAMINGHAM, MA 01702-5663
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 16, 2018Deed of Trust, Mortgage · ARM
MILFORD FSB
Oct 23, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
MILFORD FSB

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 2, 2007 · Amount on Record
Deed SaleJul 2, 2007 · Amount on Record
Record UpdatedOct 29, 2026

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRAMINGHAM MA
Property Address7 CHERRY OCA LN, FRAMINGHAM, MA 01702-5663
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number71893-44
DateNov 16, 2018
Book Page71893/44
Instrument176125
Lender
NameMILFORD FSB
TypeBank
Agreement
TypeARM
AmountAmount Recorded
Term360 Months
DueNov 1, 2048
Interest
Rate TypeAdjustable Rate

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRAMINGHAM MA
Property Address7 CHERRY OCA LN, FRAMINGHAM, MA 01702-5663
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number75962-212
DateOct 23, 2020
Book Page75962/212
Instrument194062
Lender
NameMILFORD FSB
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term241 Months
DueNov 1, 2040

Tax Assessment & Valuation

Source: Middlesex County and Framingham City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityFramingham City
Unified School DistrictFramingham School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,665.00 (+3.55%)$732,500 (+4.52%) Land $330,500 Building $385,500$767,606 (-9.65%)
2025$8,368.00 (+1.92%)$700,800 (+6.36%) Land $314,800 Building $386,000$849,585 (+7.27%)
2024$8,210.00 (+3%)$658,900 (+8.21%) Land $280,400 Building $378,500$792,015
2023$7,971.00$608,900 Land $258,400 Building $350,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 92% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFRAMINGHAM WATER DEPT. (MWRA)
serves 72,362 people · EPA ID MA3100000
Water SourcePurchased surface water from MWRA
Last State InspectionApr 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
T-Mobile
Fixed Wireless
100 / 20

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