Campbell County property record for 6 Chapman Ln, Cold Spring, KY 41076
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 888 sqft · built 1947 |
| Lot Size | 0.246 acres (10,725 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $180,000 (Apr 2021) |
| Tax Bill | $2,181 (2025) |
| Deeds & Mortgages | Apr 2021 Sale & Mortgage May 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 999-99-20-212.00 |
| Primary APN | 999-99-20-212.00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 888 sqft Living Area |
| Year Built | Built 1947 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,725 sqft (0.246 acres) |
| Lot Dimensions | 165 ft deep x 65 ft wide |
| Terrain | Combination |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Old Parcel Number | 9999920212.00 |
|---|---|
| Street Address | 6 CHAPMAN LN |
| City | COLD SPRING |
| State | KY |
| Zip | 41076-1826 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT H WM DECOURSEY EST 65 X 165 |
| Legal Subdivision | WM DECOURSEY ESTATE |
| Legal Lot Number | H |
| Jurisdiction | CAMPBELL KY |
| Township / Civil Division | NEWPORT-FORT THOMAS |
| Census Block Group | 4 |
| Census Block | 4016 |
| Census Tract | 52900 |
Source: Campbell County records, as of March 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 6 CHAPMAN LN, COLD SPRING, KY 41076-1826 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 29, 2021 | Warranty Deed, Transfer · FHA Mortgage AMERICAN MORTGAGE SERVICE CO |
| May 15, 2017 | Deed with Mortgage, Transfer · Conventional with PMI FIRST NAT'L BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 29, 2021 · Amount on Record |
| Deed Sale | Apr 29, 2021 · Amount on Record |
| Prior Sale | May 15, 2017 · Amount on Record |
| Deed Document Number | 5131126 |
| Deed Book / Page | D824 / 309 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Recording Date | Apr 29, 2021 |
| Property Address | 6 CHAPMAN LN, COLD SPRING, KY 41076-1826 |
| Document Number | 0005131126 |
| Book / Page | D824 / 309 |
| Instrument Date | Apr 26, 2021 |
| Instrument | 5131126 |
| Transaction Type | Transfer |
| Record Updated | May 13, 2021 |
| Title Company | AMERICAN HOMELAND TITLE AGCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $180.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2850 CAMPUS DR, 2850, CRESTVIEW HILLS, KY 41017-2505 |
| Name | Verified Name |
|---|---|
| Address | 6 CHAPMAN LN, COLD SPRING, KY 41076-1826 |
| Document Number | 0005131129 |
|---|---|
| Date | Apr 29, 2021 |
| Book Page | M2283/437 |
| Instrument | 5131129 |
| Name | AMERICAN MORTGAGE SERVICE CO |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45246 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed with Mortgage |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Recording Date | May 15, 2017 |
| Property Address | 6 CHAPMAN LN, COLD SPRING, KY 41076-1826 |
| Book / Page | 000785 / 000248 |
| Instrument Date | May 4, 2017 |
| Instrument | 5056611 |
| Transaction Type | Transfer |
| Record Updated | Jun 6, 2017 |
| Title Company | SOJOURNERS TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $109.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6 CHAPMAN LANCE COLD SPRING KY 41076, COLD SPRING, KY 41076 |
| Document Number | 0005056611 |
|---|---|
| Date | May 15, 2017 |
| Book Page | 002109/000324 |
| Instrument | 5056611 |
| Name | FIRST NAT'L BK |
|---|---|
| Type | Bank |
| Address | MASON, OH 45040 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 14, 2047 |
Source: Campbell County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Campbell County |
| Municipality | Cold Spring City |
| Unified School District | Campbell County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,181.00 (+0.97%) | $180,000 (-) Land $25,000 Building $155,000 | $180,000 (-) Land $25,000 Building $155,000 |
| 2023 | $2,160.00 (-4%) | $180,000 (-) Land $25,000 Building $155,000 | $180,000 (-) Land $25,000 Building $155,000 |
| 2022 | $2,250.00 | $180,000 Land $12,000 Building $168,000 | $180,000 Land $12,000 Building $168,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 4 (1997–2018) |
| Most Recent Claim | Feb 2018 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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