Erie County and Cheektowaga Town property record for 12 Binner Rd, Buffalo, NY 14225
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,408 sqft · built 1959 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $80,000 (Jun 1996) |
| Tax Bill | $6,719 (2026) |
| Deeds & Mortgages | Apr 2020 Mortgage Jun 2019 Loan Modification + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 021-0335000 |
| Primary APN | 021-0335000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,408 sqft Living Area |
| 1st Floor Area | 1,408 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 7,405 sqft (0.17 acres) |
| Lot Dimensions | 123 ft deep x 60 ft wide |
| Garage Type | Detached |
| Garage Area | 352 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Type | Above-Ground Pool |
| Pool Area | 64 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 021-0335000 |
|---|---|
| Street Address | 12 BINNER RD |
| City | BUFFALO |
| State | NY |
| Zip | 14225-1216 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02R |
| Legal Description | E OF WILSHIRE RD MC 1974 1989 SL 5 |
| Legal Subdivision | HOLLAND LAND COMPANYS SURVEY |
| Legal Block | 5 |
| Legal Lot Number | 26.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | CHEEKTOWAGA |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 10103 |
12 Binner Rd is owned and occupied by two individuals who bought it in June 1996.
Source: Erie County and Cheektowaga Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12 BINNER RD, BUFFALO, NY 14225-1216 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PLAZA HOME MORTGAGE INC |
| Jun 7, 2019 | Loan Modification, Mortgage · Line of Credit KEYBANK USA |
| Jun 7, 2019 | Deed of Trust, Mortgage · Line of Credit KEYBANK USA |
| Feb 18, 2017 | Deed of Trust, Mortgage · Line of Credit KEYBANK USA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 6, 1996 · Amount on File |
| Deed Sale | Jun 6, 1996 · Amount on File |
| Deed Book / Page | 10902 / 4539 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 12 BINNER RD, CHEEKTOWAGA, NY 14225-1216 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0139361452 |
|---|---|
| Date | Apr 16, 2020 |
| Book Page | 13936/1452 |
| Instrument | 2020069894 |
| Name | PLAZA HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | WAKEFIELD, MA 01880 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 1, 2035 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 12 BINNER RD, CHEEKTOWAGA, NY 14225-1216 |
| Document Number | 0113597374 |
| Instrument Date | Jun 7, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 12 BINNER RD CHEEKTOWAGA NY 142251216, CHEEKTOWAGA, NY 14225-1216 |
| Document Number | 0113597374 |
|---|---|
| Date | Apr 29, 2020 |
| Book Page | 011359/007374 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | BROOKLYN, OH 44144 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 12 BINNER RD, CHEEKTOWAGA, NY 14225-1216 |
| Document Number | 0139261537 |
| Instrument Date | Jun 7, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 14, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 12 BINNER RD CHEEKTOWAGA NY 142251216, CHEEKTOWAGA, NY 14225-1216 |
| Document Number | 0139261537 |
|---|---|
| Date | Jan 13, 2020 |
| Book Page | 013926/001537 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | BROOKLYN, OH 44144 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 12 BINNER RD, CHEEKTOWAGA, NY 14225-1216 |
| Document Number | 0138034961 |
| Book / Page | 013803 / 004961 |
| Instrument Date | Feb 18, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2017 |
| Name | Verified Name |
|---|---|
| Address | 12 BINNER RD CHEEKTOWAGA NY 142251216, CHEEKTOWAGA, NY 14225-1216 |
| Document Number | 0138034961 |
|---|---|
| Date | Mar 3, 2017 |
| Book Page | 013803/004961 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | BROOKLYN, OH 44144 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 12 Binner Rd was $6,719 with a homeowner's exemption, up 1% from the year before.
Source: Erie County and Cheektowaga Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | Cheektowaga Town |
| Unified School District | Cleveland Hill Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,719.00 (+1.01%) Homeowner's exemption | ||
| 2025 | $6,652.00 (+3.55%) | $191,000 (-) Land $14,000 Building $177,000 | $254,667 (+6.67%) Land $18,667 Building $236,000 |
| 2024 | $6,424.00 Homeowner's exemption | $191,000 (-) Land $14,000 Building $177,000 | $238,750 (+13.75%) Land $17,500 Building $221,250 |
| 2023 | Homeowner's exemption | $191,000 Land $14,000 Building $177,000 | $209,890 Land $15,385 Building $194,505 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12 Binner Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1979) |
| Most Recent Claim | Apr 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 12 Binner Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ECWA DIRECT public/private · serves 313,380 people · EPA ID NY1400443 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 536 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures