11N201 Capulet Cir, Elgin, IL 60124 Property Records

Kane County property record for 11N201 Capulet Cir, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,952 sqft · built 1986
Lot Size	0.97 acres (42,253 sqft)
Owner	2 Company Names on Record
Last Sale	$610,000 (May 2025)
Tax Bill	$9,252 (2025)
Deeds & Mortgages	May 2022 Mortgage Aug 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-13-479-004`

Property Details

APN / Parcel Number

Primary APN	`05-13-479-004`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	1 Story
Building Area	1,952 sqft Living Area
Basement Area	1,216 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Colonial
Exterior Material	Wood
Construction Type	Frame
Lot Area	42,253 sqft (0.97 acres)
Garage Type	Attached
Garage Area	816 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	11N201 CAPULET CIR
City	ELGIN
State	IL
Zip	60124-8107
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MONTAGUE FOREST UNIT NO. 7 LOT 95
Legal Subdivision	MONTAGUE FOREST
Legal Block	2
Legal Lot Number	95
Jurisdiction	KANE IL
Township / Civil Division	PLATO
Census Block Group	2
Census Block	2077
Census Tract	850711

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	11N201 CAPULET CIR, ELGIN, IL 60124-8107
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
May 12, 2022	Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC
Aug 3, 2017	Deed of Trust, Mortgage · FHA Mortgage TRIUMPH COMMUNITY BANK NA
Jun 5, 2020	Deed of Trust, Mortgage · Conventional with PMI CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 30, 2025 · Amount on Record
Deed Sale	May 30, 2025 · Amount on Record
Prior Sale	Jun 13, 2008 · Amount on Record
Deed Document Number	202519791
Prior Transfer Date	Nov 11, 1994
Prior Transfer Doc	0000084536
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	11N201 CAPULET CIR, ELGIN, IL 60124-8107
Transaction Type	Mortgage
Record Updated	May 18, 2022
Title Company	CT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025663
Date	May 12, 2022
Instrument	2022K025663

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	11N201 CAPULET CIR, ELGIN, IL 60124-8107
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000040227
Date	Aug 3, 2017
Instrument	2017K040227

Lender

Name	TRIUMPH COMMUNITY BANK NA
Type	Bank
Address	DAVENPORT, IA 52807

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	264 Months
Due	Aug 1, 2039

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	11N201 CAPULET CIR, ELGIN, IL 60124-8107
Document Number	0000031106
Instrument Date	Jun 5, 2020
Transaction Type	Mortgage
Record Updated	Aug 6, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11N201 CAPULET CIR ELGIN IL 601248107, ELGIN, IL 60124-8107

Mortgage

Document Number	0000031106
Date	Jun 15, 2020
Instrument	31106

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Jun 14, 2035

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Plato Township
Unified School District	Central Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,252.00 (+8.17%)	$139,429 (+12.47%) Land $29,791 Building $109,638	$418,454 (+12.47%) Land $89,409 Building $329,046
2024		$123,970 (+21.82%) Land $27,638 Building $96,332	$372,059 (+21.87%) Land $82,947 Building $289,112
2022	$8,553.00 (+13.13%) Homeowner's exemption	$101,763 (+7.46%) Land $23,138 Building $78,625	$305,289 (+7.46%) Land $69,414 Building $235,875
2021	$7,560.00 Homeowner's exemption	$94,695 Land $22,353 Building $72,342	$284,085 Land $67,059 Building $217,026

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50

May also be available: Verizon.

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