11N130 Capulet Cir, Elgin, IL 60124 Property Records

Kane County property record for 11N130 Capulet Cir, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,380 sqft · built 1977
Lot Size	0.93 acres (40,511 sqft)
Owner	2 Individual Names on File
Last Sale	$35,333 (Sep 2021)
Tax Bill	$6,852 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-13-454-015`

Property Details

APN / Parcel Number

Primary APN	`05-13-454-015`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,380 sqft Living Area
1st Floor Area	1,380 sqft
Basement Area	690 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	40,511 sqft (0.93 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	11N130 CAPULET CIR
City	ELGIN
State	IL
Zip	60124-8108
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 78 IN MONTAGUE FOREST UNIT NO 7
Legal Subdivision	MONTAGUE FOREST
Legal Block	2
Legal Lot Number	78
Legal Unit	7
Jurisdiction	KANE IL
Township / Civil Division	PLATO
Census Block Group	2
Census Block	2078
Census Tract	850711

Owner

11N130 Capulet Cir is owned and occupied by two individuals who bought it in September 2021.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	11N130 CAPULET CIR, ELGIN, IL 60124-8108
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2021 · Amount on File
Deed Sale	Sep 30, 2021 · Amount on File
Prior Sale	Nov 3, 2011 · Amount on File
Deed Document Number	202174216
Prior Transfer Date	Sep 29, 1999
Prior Transfer Doc	0000097819
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Sep 30, 2021
Property Address	11N130 CAPULET CIR, ELGIN, IL 60124-8108
Document Number	0000074216
Instrument Date	Sep 18, 2021
Instrument	2021K074216
Transaction Type	Transfer
Record Updated	Oct 7, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$325.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	11N130 CAPULET CIR, ELGIN, IL 60124-8108

Mortgage

Document Number	0000074217
Date	Sep 30, 2021
Instrument	2021K074217

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 11N130 Capulet Cir was $6,852 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Plato Township
Unified School District	Central Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,852.00 Homeowner's exemption	$111,058 (+7.79%) Land $29,791 Building $81,267	$333,307 (+7.79%) Land $89,409 Building $243,899
2024		$103,032 Land $27,638 Building $75,394	$309,220 Land $82,947 Building $226,273
2022	$5,624.00 (+4.69%) Homeowner's exemption	$72,326 (+6.98%) Land $23,138 Building $49,188	$216,978 (+6.98%) Land $69,414 Building $147,564
2021	$5,372.00 Homeowner's exemption	$67,610 Land $22,353 Building $45,257	$202,830 Land $67,059 Building $135,771

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11N130 Capulet Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11N130 Capulet Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Astound Broadband, AT&T, Verizon.

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