Baldwin County property record for 11985 Gateway Dr, Elberta, AL 36530
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 836 sqft · built 2022 |
| Lot Size | 0.098 acres (4,307 sqft) |
| Owner | Individual Name on File |
| Last Sale | $82,000 (Mar 2021) |
| Tax Bill | $956 (2026) |
| Deeds & Mortgages | Feb 2024 Mortgage Dec 2023 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 53-07-26-0-000-015.042 |
| Primary APN | 53-07-26-0-000-015.042 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 836 sqft Heated Area |
| 1st Floor Area | 836 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 4,307 sqft (0.098 acres) |
| Lot Dimensions | 108 ft deep x 43.9 ft wide |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 380893 |
|---|---|
| Street Address | 11985 GATEWAY DR |
| City | ELBERTA |
| State | AL |
| Zip | 36530-4407 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 43.9' X 108.7' IRR LOT 31 LAKE OSPREY RV COUNTRY CLUB PHASETHREE SLIDE 2508-F IN THE CITY OF ELBERTA SEC 26-T7S-R5E (WD/SURVI |
| Legal Subdivision | LAKE OSPREY RV COUNTRY CLUB PHASE THREE |
| Legal Phase | 3 |
| Legal Lot Number | 31 |
| Jurisdiction | BALDWIN AL |
| Township / Civil Division | ELBERTA |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 11601 |
11985 Gateway Dr is owned and occupied by an individual who bought it in March 2021.
Source: Baldwin County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 11985 GATEWAY DR, ELBERTA, AL 36530-4407 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 20, 2024 | Deed of Trust, Mortgage · FHA Mortgage AMERIHOME MORTGAGE COMPANY LLC |
| Dec 1, 2023 | Deed of Trust, Mortgage · FHA Mortgage AMERIHOME MORTGAGE COMPANY LLC |
| Jul 7, 2022 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF ENGLAND |
| Mar 3, 2021 | Warranty Deed, Transfer |
| Nov 20, 2020 | Warranty Deed, Transfer NOT AVAILABLE |
| Jan 26, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 3, 2021 · Amount on File |
| Deed Sale | Mar 3, 2021 · Amount on File |
| Prior Sale | Nov 20, 2020 · Amount on File |
| Deed Document Number | 20211894737 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 11985 GATEWAY DR, ELBERTA, AL 36530-4407 |
| Transaction Type | Mortgage |
| Record Updated | May 1, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0002108060 |
|---|---|
| Date | Feb 20, 2024 |
| Instrument | 2108060 |
| Name | AMERIHOME MORTGAGE COMPANY LLC |
|---|---|
| Type | Mortgage Company |
| Address | THOUSAND OAKS, CA 91362 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 11985 GATEWAY DR, ELBERTA, AL 36530-4407 |
| Transaction Type | Mortgage |
| Record Updated | Dec 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0002097634 |
|---|---|
| Date | Dec 1, 2023 |
| Instrument | 2097634 |
| Name | AMERIHOME MORTGAGE COMPANY LLC |
|---|---|
| Type | Mortgage Company |
| Address | THOUSAND OAKS, CA 91362 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 11985 GATEWAY DR, ELBERTA, AL 36530-4407 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0002009945 |
|---|---|
| Date | Jul 7, 2022 |
| Instrument | 2009945 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Address | LITTLE ROCK, AR 72201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2052 |
| Change Frequency | 2 Years |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Mar 3, 2021 |
| Property Address | 11985 GATEWAY DR, ELBERTA, AL 36530-4407 |
| Document Number | 0001894737 |
| Map Reference | SL 2568-F |
| Instrument Date | Feb 26, 2021 |
| Instrument | 1894737 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 508, GREENSBORO, AL 36744-0508 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 11985 GATEWAY DR, ELBERTA, AL 36530-4407 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Nov 20, 2020 |
| Property Address | 11985 GATEWAY DR, ELBERTA, AL 36530-4407 |
| Document Number | 0001872042 |
| Instrument Date | Nov 16, 2020 |
| Instrument | 1872042 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 508 GREENSBORO AL 367440508, GREENSBORO, AL 36744-0508 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Jan 26, 2018 |
| Property Address | 11985 GATEWAY DR, ELBERTA, AL 36530-4407 |
| Document Number | 0001676918 |
| Instrument Date | Jan 22, 2018 |
| Instrument | 1676918 |
| Transaction Type | Transfer |
| Record Updated | Feb 8, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $59.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 11985 GATEWAY DR ELBERTA AL 365304407, ELBERTA, AL 36530-4407 |
The 2026 property tax bill for 11985 Gateway Dr was $956 with a homeowner's exemption, up 5.1% from the year before.
Source: Baldwin County assessment roll, as of April 16, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Baldwin County |
| Municipality | Elberta Town |
| Unified School District | Baldwin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $956.00 (+5.05%) Homeowner's exemption | ||
| 2025 | $910.00 | $28,960 Land $11,960 Building $17,000 | $289,500 Land $119,600 Building $169,900 |
| 2023 | $892.00 (+53.79%) | $28,400 (+61.36%) | $283,900 (+222.61%) Land $97,600 Building $186,300 |
| 2022 | $580.00 (+28.32%) | $17,600 | $88,000 Land $88,000 |
| 2021 | $452.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 11985 Gateway Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 93 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 93 in force |
| Nearby Flood Claims | 189 (1979–2020) |
| Claims Outside the SFHA | 18 of 189 |
| Most Recent Claim | Sep 2020 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11985 Gateway Dr is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 80% of Alabama |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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