Baldwin County property record for 11977 Gateway Dr, Elberta, AL 36530
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 736 sqft · built 2016 |
| Lot Size | 0.1 acres (4,369 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $345,000 (Mar 2024) |
| Tax Bill | $673 (2026) |
| Deeds & Mortgages | Mar 2024 Sale Mar 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 53-07-26-0-000-015.043 |
| Primary APN | 53-07-26-0-000-015.043 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 736 sqft Heated Area |
| 1st Floor Area | 736 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 4,369 sqft (0.1 acres) |
| Lot Dimensions | 109 ft deep x 43.8 ft wide |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 543087 |
|---|---|
| Street Address | 11977 GATEWAY DR |
| City | ELBERTA |
| State | AL |
| Zip | 36530-4407 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 32 LAKE OSPREY RV COUNTRY CLUB PHASE THREE SLIDE 2508-F |
| Legal Subdivision | LAKE OSPREY RV COUNTRY CLUB PHASE THREE |
| Legal Phase | 3 |
| Legal Lot Number | 32 |
| Jurisdiction | BALDWIN AL |
| Township / Civil Division | ELBERTA |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 11601 |
11977 Gateway Dr is owned and occupied by two individuals who bought it in March 2024.
Source: Baldwin County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5 PROMESA PL, HOT SPRINGS VILLAGE, AR 71909-7714 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 1, 2024 | Warranty Deed, Transfer |
| Mar 17, 2021 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 1, 2024 · Amount on File |
| Deed Sale | Mar 1, 2024 · Amount on File |
| Prior Sale | Mar 17, 2021 · Amount on File |
| Deed Document Number | 20242109786 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Mar 1, 2024 |
| Property Address | 11977 GATEWAY DR, ELBERTA, AL 36530-4407 |
| Document Number | 0002109786 |
| Map Reference | SL 2508-F |
| Instrument Date | Feb 14, 2024 |
| Instrument | 2109786 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2024 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 178 BROWN RD, SCOTTSBORO, AL 35769-8953 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 5 PROMESA PL, HOT SPRINGS VILLAGE, AR 71909-7714 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Mar 17, 2021 |
| Property Address | 11977 GATEWAY DR, ELBERTA, AL 36530-4407 |
| Document Number | 0001898311 |
| Map Reference | SL 2508F |
| Instrument Date | Mar 15, 2021 |
| Instrument | 1898311 |
| Transaction Type | Transfer |
| Record Updated | Jul 15, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1616 RUSTIC DR, 1616, ROGERS, AR 72756-7625 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 11977 GATEWAY DR, ELBERTA, AL 36530-4407 |
| Document Number | 0001898312 |
|---|---|
| Date | Mar 17, 2021 |
| Instrument | 1898312 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
The 2026 property tax bill for 11977 Gateway Dr was $673 with exemptions applied, up 4.5% from the year before.
Source: Baldwin County assessment roll, as of April 16, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Baldwin County |
| Municipality | Elberta Town |
| Unified School District | Baldwin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $673.00 (+4.5%) Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $644.00 | $25,020 Land $11,960 Building $13,060 | $250,100 Land $119,600 Building $130,500 |
| 2023 | Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $24,240 (+10.48%) | $242,200 (+10.44%) Land $107,400 Building $134,800 |
| 2022 | $428.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $21,940 | $219,300 Land $96,800 Building $122,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 11977 Gateway Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 93 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 93 in force |
| Nearby Flood Claims | 189 (1979–2020) |
| Claims Outside the SFHA | 18 of 189 |
| Most Recent Claim | Sep 2020 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11977 Gateway Dr is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 80% of Alabama |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures