Baldwin County property record for 11968 Gateway Dr, Elberta, AL 36530
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1.5 ba · 1,300 sqft · built 2021 |
| Lot Size | 0.104 acres (4,541 sqft) |
| Owner | Individual Name on File |
| Last Sale | $71,400 (May 2018) |
| Tax Bill | $1,052 (2026) |
| Deeds & Mortgages | Jun 2020 Construction Loan May 2021 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 53-07-26-0-000-015.056 |
| Primary APN | 53-07-26-0-000-015.056 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,300 sqft Heated Area |
| 1st Floor Area | 1,300 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 4,541 sqft (0.104 acres) |
| Lot Dimensions | 116 ft deep x 41.4 ft wide |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 347515 |
|---|---|
| Street Address | 11968 GATEWAY DR |
| City | ELBERTA |
| State | AL |
| Zip | 36530-4406 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 41.4' X 116.8' IRR LOT 44 A RE-PLAT OF LOTS 40 THRU 45 OF PHASE THREE OF LAKE OSPREY RV COUNTRY CLUB SLIDE 2603-E, SLIDE 2508 |
| Legal Subdivision | LAKE OSPREY RV COUNTRY CLUB |
| Legal Phase | 3 |
| Legal Lot Number | 44-45 |
| Jurisdiction | BALDWIN AL |
| Township / Civil Division | ELBERTA |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 11601 |
11968 Gateway Dr is owned and occupied by an individual who bought it in May 2018.
Source: Baldwin County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 11968 GATEWAY DR, ELBERTA, AL 36530-4406 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 8, 2020 | Deed of Trust, Mortgage · Construction Mortgage COMMUNITY BANK OF MISSISSIPPI |
| May 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| May 22, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Jan 18, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Aug 2, 2017 | Quit Claim Deed, Transfer CLEARING TITLE |
| Feb 13, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 22, 2018 · Amount on File |
| Deed Sale | May 22, 2018 · Amount on File |
| Prior Sale | Jan 18, 2018 · Amount on File |
| Deed Document Number | 20181697400 |
| Prior Transfer Date | Aug 1, 2017 |
| Prior Transfer Doc | 0001647824 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 11968 GATEWAY DR, ELBERTA, AL 36530-4406 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001834015 |
|---|---|
| Date | Jun 8, 2020 |
| Instrument | 1834015 |
| Name | COMMUNITY BANK OF MISSISSIPPI |
|---|---|
| Type | Bank |
| Address | FOREST, MS 39074 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 11968 GATEWAY DR, ELBERTA, AL 36530-4406 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2022 |
| Title Company | SOURCE OF TITLE |
| Name | Verified Name |
|---|
| Document Number | 0001915083 |
|---|---|
| Date | May 18, 2021 |
| Instrument | 1915083 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | May 22, 2018 |
| Property Address | 11968 GATEWAY DR, ELBERTA, AL 36530-4406 |
| Document Number | 0001697400 |
| Instrument Date | May 17, 2018 |
| Instrument | 1697400 |
| Transaction Type | Transfer |
| Record Updated | Jun 11, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $71.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 7450 MEADOWS DR S MOBILE AL 366193612, MOBILE, AL 36619-3612 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Jan 18, 2018 |
| Property Address | 11968 GATEWAY DR, ELBERTA, AL 36530-4406 |
| Document Number | 0001675789 |
| Instrument Date | Jan 12, 2018 |
| Instrument | 1675789 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $67.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 12054 GATEWAY DR ELBERTA AL 365304400, ELBERTA, AL 36530-4400 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Aug 2, 2017 |
| Property Address | 11968 GATEWAY DR, ELBERTA, AL 36530-4406 |
| Document Number | 0001647824 |
| Instrument Date | Jun 16, 2017 |
| Instrument | 1647824 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2017 |
| Title Company | CLEARING TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 12968 GATEWAY DR ELBERTA AL 36530, ELBERTA, AL 36530 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Feb 13, 2017 |
| Property Address | 11968 GATEWAY DR, ELBERTA, AL 36530-4406 |
| Document Number | 0001617583 |
| Instrument Date | Feb 8, 2017 |
| Instrument | 1617583 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $63.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 12968 GATE WAY DR ELBERTA AL 36530, ELBERTA, AL 36530 |
The 2026 property tax bill for 11968 Gateway Dr was $1,052 with exemptions applied, up 5.2% from the year before.
Source: Baldwin County assessment roll, as of April 16, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Baldwin County |
| Municipality | Elberta Town |
| Unified School District | Baldwin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,052.00 (+5.2%) Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $1,000.00 | $38,460 Land $14,560 Building $23,900 | $384,600 Land $145,600 Building $239,000 |
| 2023 | $940.00 (+11.77%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $36,220 (+11.58%) | $362,000 (+11.56%) Land $97,600 Building $264,400 |
| 2022 | $841.00 (+145.91%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $32,460 | $324,500 Land $88,000 Building $236,500 |
| 2021 | $342.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 11968 Gateway Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 93 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 93 in force |
| Nearby Flood Claims | 189 (1979–2020) |
| Claims Outside the SFHA | 18 of 189 |
| Most Recent Claim | Sep 2020 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11968 Gateway Dr is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 80% of Alabama |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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