1198 Wintercrest Cir, Milford, OH 45150 Property Records

Clermont County property record for 1198 Wintercrest Cir, Milford, OH 45150

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,614 sqft · built 1998
Lot Size	0.459 acres (19,994 sqft)
Owner	2 Individual Names on File
Last Sale	$245,759 (Sep 1998)
Tax Bill	$7,619 (2025)
Deeds & Mortgages	Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-24-11B-158`

Property Details

APN / Parcel Number

Primary APN	`18-24-11B-158`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,614 sqft Living Area
1st Floor Area	1,010 sqft
Attic	Attic
Attic Area	888 sqft
Basement Area	1,404 sqft
Finished Basement	350 sqft
Unfinished Basement	1,054 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Lot Area	19,994 sqft (0.459 acres)
Garage Area	252 sqft
Parking Spaces	2 Parking Spaces
Deck Area	200 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1198 WINTERCREST CIR
City	MILFORD
State	OH
Zip	45150-2600
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUMMERFIELD SECTION TWO; LOT 52
Legal Subdivision	SUMMERFIELD
Legal Lot Number	52
Jurisdiction	CLERMONT OH
Township / Civil Division	MIAMI
Census Block Group	2
Census Block	2000
Census Tract	40600

Owner

1198 Wintercrest Cir is owned and occupied by two individuals who bought it in September 1998.

Source: Clermont County records, as of April 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1198 WINTERCREST CIR, MILFORD, OH 45150-2600
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 1998 · Amount on File
Deed Sale	Sep 16, 1998 · Amount on File
Record Updated	Jun 8, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLERMONT OH
Property Address	1198 WINTERCREST CIR, MILFORD, OH 45150-2600
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021775
Date	Aug 19, 2020
Book Page	2848/3149
Instrument	202000021775

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1198 Wintercrest Cir was $7,619 with a homeowner's exemption.

Source: Clermont County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Clermont County
County Subdivision	Miami Township
Unified School District	Milford Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,619.00	$165,590 Land $24,540 Building $141,050
2024			$473,100 (-) Land $70,100 Building $403,000
2023	$20,311.00 (+202.2%) Homeowner's exemption	$165,590 (+49.1%) Land $24,540 Building $141,050	$473,100 Land $70,100 Building $403,000
2022	$6,721.00 Homeowner's exemption	$111,060 Land $16,450 Building $94,610
2020			$317,300 Land $47,000 Building $270,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1198 Wintercrest Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2002.

Source: FEMA National Flood Hazard Layer, effective February 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2002)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2002 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1198 Wintercrest Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20