Clermont County property record for 1196 Wintercrest Cir, Milford, OH 45150
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,279 sqft · built 1998 |
| Lot Size | 0.459 acres (19,994 sqft) |
| Owner | Individual Name on File |
| Last Sale | $369,000 (Sep 2021) |
| Tax Bill | $5,988 (2025) |
| Deeds & Mortgages | Aug 2023 Line of Credit Aug 2022 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-24-11B-159 |
| Primary APN | 18-24-11B-159 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 3,279 sqft Living Area |
| 1st Floor Area | 1,404 sqft |
| Basement Area | 217 sqft |
| Unfinished Basement | 217 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 19,994 sqft (0.459 acres) |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1196 WINTERCREST CIR |
|---|---|
| City | MILFORD |
| State | OH |
| Zip | 45150-2600 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUMMERFIELD SECTION TWO; LOT 53 |
| Legal Subdivision | SUMMERFIELD |
| Legal Lot Number | 53 |
| Jurisdiction | CLERMONT OH |
| Township / Civil Division | MIAMI |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 40600 |
1196 Wintercrest Cir is owned and occupied by an individual who acquired it in July 2022.
Source: Clermont County records, as of April 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1196 WINTERCREST CIR, MILFORD, OH 45150-2600 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 30, 2023 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Aug 1, 2022 | Transfer on Death Deed, Transfer |
| Sep 1, 2021 | Survivorship Deed, Transfer · Conventional Mortgage SIBCY CLINE MORTGAGE SERVICES INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 1, 2021 · Amount on File |
| Deed Sale | Sep 1, 2021 · Amount on File |
| Prior Sale | Nov 5, 1998 · Amount on File |
| Deed Document Number | 202128600 |
| Deed Book / Page | 2893 / 1569 |
| Last Transfer Date | Jul 29, 2022 |
| Transfer Doc | 0000019786 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 1196 WINTERCREST CIR, MILFORD, OH 45150-2600 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 1196 WINTERCREST CIR, MILFORD, OH 45150-2600 |
| Document Number | 0000015978 |
|---|---|
| Date | Aug 30, 2023 |
| Book Page | 2951/3511 |
| Instrument | 202300015978 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2053 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Aug 1, 2022 |
| Property Address | 1196 WINTERCREST CIR, MILFORD, OH 45150-2600 |
| Document Number | 0000019786 |
| Book / Page | 2925 / 4377 |
| Map Reference | MB L PG 26 |
| Instrument Date | Aug 1, 2022 |
| Instrument | 202200019786 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1196 WINTERCREST CIR, MILFORD, OH 45150-2600 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Sep 1, 2021 |
| Property Address | 1196 WINTERCREST CIR, MILFORD, OH 45150-2600 |
| Document Number | 0000028600 |
| Book / Page | 2893 / 1569 |
| Map Reference | CAB 6 PG 144&145 |
| Instrument Date | Aug 30, 2021 |
| Instrument | 202100028600 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Title Company | TECHNETITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 8044 MONTGOMERY RD, CINCINNATI, OH 45236-2919 |
| Document Number | 0000028601 |
|---|---|
| Date | Sep 1, 2021 |
| Instrument | 202100028601 |
| Name | SIBCY CLINE MORTGAGE SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2051 |
The 2025 property tax bill for 1196 Wintercrest Cir was $5,988 with a homeowner's exemption, down 0.9% from the year before.
Source: Clermont County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Clermont County |
| County Subdivision | Miami Township |
| Unified School District | Milford Exempted Village School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,988.00 (-0.93%) | $129,160 (-) Land $24,540 Building $104,620 | |
| 2024 | $6,044.00 (-61.85%) Homeowner's exemption | $129,160 (-) Land $24,540 Building $104,620 | $369,000 (-) Land $70,100 Building $298,900 |
| 2023 | $15,842.00 (+176.91%) Homeowner's exemption | $129,160 (+36.62%) Land $24,540 Building $104,620 | $369,000 Land $70,100 Building $298,900 |
| 2022 | $5,721.00 Homeowner's exemption | $94,540 Land $16,450 Building $78,090 | |
| 2020 | $270,100 Land $47,000 Building $223,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1196 Wintercrest Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2002.
Source: FEMA National Flood Hazard Layer, effective February 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2002) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2002 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1196 Wintercrest Cir is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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