1198 Whitmoor Dr, Weldon Spring (Saint Charles), MO 63304 Property Records

St. Charles County property record for 1198 Whitmoor Dr, Weldon Spring, MO 63304 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 3,970 sqft · built 1993
Lot Size0.57 acres (24,829 sqft)
OwnerCompany Name on File
Tax Bill$8,516 (2025)
Deeds & MortgagesAug 2023 Mortgage
Oct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNA883003241

Property Details

APN / Parcel Number

Primary APNA883003241
Alternative APN
  • 3-121B-6315-00-0001.0000000

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area3,970 sqft Living Area
Gross Area6,111 sqft
1st Floor Area2,740 sqft
Basement Area2,706 sqft
Finished Basement1,230 sqft
Unfinished Basement1,476 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Architectural StyleRanch
Exterior MaterialBrick
Roof TypeHip
Roof MaterialAsphalt
Lot Area24,829 sqft (0.57 acres)
TerrainRolling
Garage TypeAttached
Garage Area665 sqft
Parking Spaces3 Parking Spaces
PorchOpen Porch
Porch Area60 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account NumberA883003241
Street Address1198 WHITMOOR DR
CityWELDON SPRING
StateMO
Zip63304-0573
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWHITMOOR COUNTRY CLUB #1 LOT 1
Legal SubdivisionWHITMOOR COUNTRY CLUB #1
Legal Lot Number1
JurisdictionST CHARLES MO
Township / Civil DivisionCOTTLEVILLE
Census Block Group2
Census Block2000
Census Tract311103

Owner

Source: St. Charles County records · APN A883003241

Assessment roll updated August 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address1198 WHITMOOR DR, WELDON SPRING, MO 63304-0573
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Aug 31, 2023Deed of Trust, Mortgage · Commercial Mortgage
PEOPLES BANK & TRUST CO
Oct 26, 2020Deed of Trust, Mortgage
PEOPLES BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateMar 19, 2015
Transfer Doc0063251463
Record UpdatedSep 20, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address1198 WHITMOOR DR, WELDON SPRING, MO 63304-0573
Transaction TypeMortgage
Record UpdatedSep 14, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1198 WHITMOOR DR, WELDON SPRING, MO 63304-0573

Mortgage

Document Number0000035611
DateAug 31, 2023
Instrument2023R-035611
Lender
NamePEOPLES BANK & TRUST CO
TypeBank
AddressTROY, MO 63379
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address1198 WHITMOOR DR, WELDON SPRING, MO 63304-0573
Document Number0000083549
Instrument DateOct 26, 2020
Transaction TypeMortgage
Record UpdatedFeb 22, 2021
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address1198 WHITMOOR DR WELDON SPRING MO 633040573, WELDON SPRING, MO 63304-0573

Mortgage

Document Number0000083549
DateOct 30, 2020
Instrument83549
Lender
NamePEOPLES BK
TypeBank
AddressTROY, MO 63379
Agreement
AmountAmount Recorded
Term360 Months
DueOct 29, 2050

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated August 7, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityWeldon Spring City
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$144,072 (-)$758,278 (-) Land $138,670 Building $619,608
2025$8,516.00 (+9.95%)$144,072 (+10.69%)$758,278 (+10.69%) Land $138,670 Building $619,608
2024$7,745.00
2023$130,157
2022$685,034 Land $124,803 Building $560,231

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833111032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 3 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies3 in force
3 of 3 on primary residences
Nearby Flood Claims1 (1982)
Most Recent ClaimJun 1982, rainfall accumulation

Wildfire

Wildfire RiskLow
above 20% of the US · above 15% of Missouri
Wildfire LikelihoodAbout 1 in 4,167 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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