1195 Whitmoor Dr, Weldon Spring (Saint Charles), MO 63304 Property Records

St. Charles County property record for 1195 Whitmoor Dr, Weldon Spring, MO 63304

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,484 sqft · built 1987
Lot Size	0.719 acres (31,363 sqft)
Owner	Individual Name on Record
Last Sale	$589,000 (Nov 2022)
Tax Bill	$7,643 (2025)
Deeds & Mortgages	May 2023 Mortgage Nov 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`A883003360`

Property Details

APN / Parcel Number

Primary APN	`A883003360`
Alternative APN	`3-121B-6315-00-0120.0000000`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,484 sqft Living Area
1st Floor Area	2,484 sqft
Basement Area	2,464 sqft
Finished Basement	1,190 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	31,363 sqft (0.719 acres)
Terrain	Rolling
Garage Type	Attached
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	204 sqft
Patio Area	204 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	A883003360
Old Parcel Number	A883003360
Street Address	1195 WHITMOOR DR
City	WELDON SPRING
State	MO
Zip	63304-0576
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHITMOOR COUNTRY CLUB #1 LOT 120
Legal Range	03E
Legal Township	46N
Legal Subdivision	WHITMOOR COUNTRY CLUB #1
Legal Lot Number	120
Jurisdiction	ST CHARLES MO
Township / Civil Division	COTTLEVILLE
Census Block Group	2
Census Block	2008
Census Tract	311103

Owner

Source: St. Charles County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1195 WHITMOOR DR, WELDON SPRING, MO 63304-0576
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 12, 2023	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 14, 2022	Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 14, 2022 · Amount on Record
Deed Sale	Nov 14, 2022 · Amount on Record
Prior Sale	Dec 18, 1997 · Amount on Record
Deed Document Number	0202261225
Deed Book / Page	2022 / 61225
Record Updated	Jun 8, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1195 WHITMOOR DR, WELDON SPRING, MO 63304-0576
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	TITLE PARTNERS AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1195 WHITM OCR DR, WELDON SPRING, MO 63304-0576

Mortgage

Document Number	0000018065
Date	May 12, 2023
Instrument	2023R-018065

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2043

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Nov 14, 2022
Property Address	1195 WHITMOOR DR, WELDON SPRING, MO 63304-0576
Document Number	0000061225
Map Reference	MB 27 PG 128-137
Instrument Date	Nov 10, 2022
Instrument	2022R-061225
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10 DUBRAY DR, SAINT PETERS, MO 63376-3515

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1195 WHITMOOR DR, WELDON SPRING, MO 63304-0576

Mortgage

Document Number	0000061226
Date	Nov 14, 2022
Instrument	2022R-061226

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	Weldon Spring City
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,643.00	$129,265 (+19.01%)	$680,341 (+19.01%) Land $138,670 Building $541,671
2023		$108,616
2022			$571,661 Land $124,803 Building $446,858

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1982)
Most Recent Claim	Jun 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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