1187 Whitmoor Dr, Weldon Spring (Saint Charles), MO 63304 Property Records

St. Charles County property record for 1187 Whitmoor Dr, Weldon Spring, MO 63304

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 4,250 sqft · built 1987
Lot Size	0.58 acres (25,265 sqft)
Owner	2 Company Names on Record
Deeds & Mortgages	Oct 2025 Mortgage Oct 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`A883003358`

Property Details

APN / Parcel Number

Primary APN	`A883003358`
Alternative APN	`3-121B-6315-00-0118.0000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,250 sqft Living Area
Gross Area	5,682 sqft
1st Floor Area	2,095 sqft
Basement Area	1,476 sqft
Finished Basement	836 sqft
Unfinished Basement	640 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Bi-Level
Exterior Material	Brick
Roof Type	Hip
Roof Material	Wood Shingle
Lot Area	25,265 sqft (0.58 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	792 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	66 sqft
Patio Area	238 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A883003358
Street Address	1187 WHITMOOR DR
City	WELDON SPRING
State	MO
Zip	63304-0576
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHITMOOR COUNTRY CLUB #1 LOT 118
Legal Subdivision	WHITMOOR COUNTRY CLUB #1
Legal Lot Number	118
Jurisdiction	ST CHARLES MO
Township / Civil Division	COTTLEVILLE
Census Block Group	2
Census Block	2008
Census Tract	311103

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1187 WHITMOOR DR, WELDON SPRING, MO 63304-0576
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2025	Deed of Trust, Mortgage · Conventional Mortgage VANTAGE CU
Oct 4, 2021	Deed of Trust, Mortgage · Line of Credit TRANSPORTATION FCU
Jul 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1187 WHITMOOR DR, WELDON SPRING, MO 63304-0576
Transaction Type	Mortgage
Record Updated	Nov 5, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1187 WHITMOOR DR, WELDON SPRING, MO 63304-0576

Mortgage

Document Number	0000046823
Date	Oct 21, 2025
Instrument	2025R-046823

Lender

Name	VANTAGE CU
Type	Credit Union
Address	SAINT CHARLES, MO 63304

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 28, 2040

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1187 WHITMOOR DR, WELDON SPRING, MO 63304-0576
Transaction Type	Mortgage
Record Updated	Oct 15, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1187 WHITMOOR DR, WELDON SPRING, MO 63304-0576

Mortgage

Document Number	2021R082311
Date	Oct 4, 2021
Instrument	2021R-082311

Lender

Name	TRANSPORTATION FCU
Type	Credit Union
Address	ALEXANDRIA, VA 22314

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	358 Months
Due	Aug 25, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1187 WHITMOOR DR, WELDON SPRING, MO 63304-0576
Transaction Type	Mortgage
Record Updated	Aug 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R060200
Date	Jul 19, 2021
Instrument	2021R-060200

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	Weldon Spring City
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2026	$132,880 (+10.35%)	$699,373 (+10.35%) Land $138,670 Building $560,703
2023	$120,420
2022		$633,785 Land $124,803 Building $508,982

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1982)
Most Recent Claim	Jun 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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