Napa County property record for 1198 Trower Ave, Napa, CA 94558
| Property Type | Duplex |
|---|---|
| Details | 2,425 sqft · built 1974 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual Name on File |
| Last Sale | $545,000 (Apr 2014) |
| Tax Bill | $8,952 (2026) |
| Deeds & Mortgages | Oct 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 038-423-002-000 |
| Primary APN | 038-423-002-000 |
|---|---|
| Alternative APNs |
|
| Units | 2 Units |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,425 sqft Living Area |
| Gross Area | 3,151 sqft |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Duplex Single |
| Construction Type | Wood |
| Lot Area | 6,534 sqft (0.15 acres) |
| Garage Type | Attached |
| Garage Area | 726 sqft |
| Parking Spaces | 3 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Old Parcel Number | 038-423-002 |
|---|---|
| Street Address | 1196 TROWER AVE |
| City | NAPA |
| State | CA |
| Zip | 94558-2473 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | RM |
| Legal Description | LOT 20 NAPA VLY UNIFIED SCHOOL DIST SUB 4P/M94 |
| Legal Subdivision | NAPA VALLEY |
| Legal Lot Number | 20 |
| Jurisdiction | NAPA CA |
| Township / Civil Division | NAPA |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 200602 |
1198 Trower Ave, a duplex, is owned by an individual who bought it in April 2014.
Source: Napa County records, as of October 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 105 SILVERADO TRL, NAPA, CA 94559-4017 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 30, 2014 · Amount on File |
| Deed Sale | Apr 30, 2014 · Amount on File |
| Prior Sale | Jan 14, 2005 · Amount on File |
| Deed Document Number | 20148467 |
| Prior Transfer Date | Nov 18, 2003 |
| Prior Transfer Doc | 0000061805 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NAPA CA |
| Property Address | 1198 TROWER AVE, NAPA, CA 94558-2473 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2021 |
| Name | Verified Name |
|---|---|
| Address | 105 SILVERADO TRL, NAPA, CA 94559-4017 |
| Document Number | 0000033708 |
|---|---|
| Date | Oct 29, 2021 |
| Instrument | 2021-0033708 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
The 2026 property tax bill for 1198 Trower Ave was $8,952, up 2.2% from the year before.
Source: Napa County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Napa County |
| Municipality | Napa City |
| Unified School District | Napa Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,952.00 (+2.18%) | $681,445 (+2%) Land $250,069 Building $431,376 | $681,445 Land $250,069 Building $431,376 |
| 2025 | $8,761.00 | $668,084 Land $245,166 Building $422,918 | |
| 2023 | $8,480.00 (+0.55%) | $642,144 Land $235,647 Building $406,497 | |
| 2022 | $8,434.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1198 Trower Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1198 Trower Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.8% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NAPA serves 84,804 people · EPA ID CA2810003 |
|---|---|
| Water Source | Surface water |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: T-Mobile.
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