San Diego County property record for 1198 Sumner Ave, El Cajon, CA 92021
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,888 sqft · built 1980 |
| Lot Size | 0.288 acres (12,533 sqft) |
| Owner | Individual Name on File |
| Last Sale | $390,000 (Aug 2015) |
| Tax Bill | $8,100 (2025) |
| Deeds & Mortgages | Mar 2024 Mortgage Jan 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 484-102-22-00 |
| Primary APN | 484-102-22-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,888 sqft Living Area |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Lot Area | 12,533 sqft (0.288 acres) |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 1198 SUMNER AVE |
|---|---|
| City | EL CAJON |
| State | CA |
| Zip | 92021-4830 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RV |
| Legal Description | BLK 13 LOT 1 S 1/2 /EXC N 50 FT/ TR 001856 |
| Legal Subdivision | BOSTONIA ACRES |
| Legal Tract | 001856 |
| Legal Block | 13 |
| Legal Lot Number | 1 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 16502 |
1198 Sumner Ave is owned by an individual who bought it in August 2015.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1766 JAIME LYNN LN, EL CAJON, CA 92019-4200 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 1, 2024 | Deed of Trust, Mortgage · Commercial Mortgage RAMIN KARIMI |
| Jan 5, 2018 | Deed of Trust, Mortgage · Line of Credit BANNER BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 13, 2015 · Amount on File |
| Deed Sale | Aug 13, 2015 · Amount on File |
| Prior Sale | Aug 13, 2015 · Amount on File |
| Deed Document Number | 2015430024 |
| Prior Transfer Date | Nov 30, 1998 |
| Prior Transfer Doc | 0000792012 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1198 SUMNER AVE, EL CAJON, CA 92021-4830 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1198 SUMNER AVE, EL CAJON, CA 92021-4830 |
| Document Number | 0000052289 |
|---|---|
| Date | Mar 1, 2024 |
| Instrument | 2024-0052289 |
| Name | RAMIN KARIMI |
|---|---|
| Type | Private Party |
| Address | 1792 JAIME LYNN LN, EL CAJON, CA 92019 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1198 SUMNER AVE, EL CAJON, CA 92021-4830 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000005009 |
|---|---|
| Date | Jan 5, 2018 |
| Instrument | 2018-0005009 |
| Name | BANNER BANK |
|---|---|
| Type | Bank |
| Address | SAN DIEGO, CA 92121 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 1198 Sumner Ave was $8,100.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Elementary School District | Cajon Valley Union Elementary School District (KG - 08) |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $470,907 (+2%) Land $211,305 Building $259,602 | |
| 2025 | $8,100.00 | $461,674 Land $207,162 Building $254,512 |
| 2023 | $7,662.00 (+2.67%) | $443,748 Land $199,118 Building $244,630 |
| 2022 | $7,463.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1198 Sumner Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1198 Sumner Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010 |
|---|---|
| Water Source | Surface water |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 628 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: GeoLinks, T-Mobile, Wyyerd Connect.
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