1197 Sumner Ave, El Cajon, CA 92021 Property Records

San Diego County property record for 1197 Sumner Ave, El Cajon, CA 92021

Property Summary

Property Type	Multi-Family Dwellings
Details	6 bd · 7 ba · 3,564 sqft · built 2004
Lot Size	0.201 acres (8,747 sqft)
Owner	Company Name on File
Last Sale	$800,000 (Aug 2017)
Tax Bill	$13,260 (2025)
Deeds & Mortgages	Aug 2022 Transfer Dec 2017 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`484-183-24-00`

Property Details

APN / Parcel Number

Primary APN	`484-183-24-00`
Alternative APN	`4841811900`

Interior

Bedrooms	6 Beds
Full Baths	7 Baths
Units	2 Units
Building Area	3,564 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Multi-Family
Lot Area	8,747 sqft (0.201 acres)

Location & Zoning

Old Parcel Number	4841811900
Street Address	1197 SUMNER AVE
City	EL CAJON
State	CA
Zip	92021-4801
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	RV
Legal Description	BLK 17 LOT 20 N 65 FT TR 001856
Legal Subdivision	BOSTONIA ACRES
Legal Tract	001856
Legal Block	17
Legal Lot Number	20
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2010
Census Tract	16502

Owner

1197 Sumner Ave, a residential property, is owned by a company that acquired it in August 2022 and is owner-occupied.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Company Name on File
Mailing Address	1197 SUMNER AVE, EL CAJON, CA 92021-4801
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2022	Intrafamily Transfer, Transfer
Dec 27, 2017	Quit Claim Deed, Transfer Quitclaim
Aug 28, 2017	Quit Claim Deed, Transfer TICOR TITLE SAN DIEGO BR
Aug 28, 2017	Grant Deed, Transfer · Conventional Mortgage ETHOS LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 28, 2017 · Amount on File
Deed Sale	Aug 28, 2017 · Amount on File
Prior Sale	May 31, 2012 · Amount on File
Deed Document Number	2017391330
Last Transfer Date	Aug 9, 2022
Transfer Doc	0000344395
Record Updated	Sep 20, 2026

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 26, 2022
Property Address	1197 SUMNER AVE, EL CAJON, CA 92021-4801
Document Number	0000344395
Map Reference	MAP 1856
Instrument Date	Aug 9, 2022
Instrument	2022-0344395
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1197 SUMNER AVE, EL CAJON, CA 92021-4801

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 27, 2017
Property Address	1197 SUMNER AVE, EL CAJON, CA 92021-4801
Document Number	0000609193
Instrument Date	Dec 27, 2017
Instrument	609193
Transaction Type	Transfer
Record Updated	Jan 3, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1197 SUMNER AVE EL CAJON CA 920214801, EL CAJON, CA 92021-4801

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 28, 2017
Property Address	1197 SUMNER AVE, EL CAJON, CA 92021-4801
Document Number	0000391329
Instrument Date	Aug 24, 2017
Instrument	391329
Transaction Type	Transfer
Record Updated	Sep 1, 2017
Title Company	TICOR TITLE SAN DIEGO BR

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	5635 N G ST SAN BERNARDINO CA 924075317, SAN BERNARDINO, CA 92407-5317

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 28, 2017
Property Address	1197 SUMNER AVE, EL CAJON, CA 92021-4801
Document Number	0000391330
Instrument Date	Aug 3, 2017
Instrument	391330
Transaction Type	Transfer
Record Updated	Sep 1, 2017
Title Company	TICOR TITLE SAN DIEGO BR

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$880.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1197 SUMNER AVE EL CAJON CA 920214801, EL CAJON, CA 92021-4801

Mortgage

Document Number	391331
Date	Aug 28, 2017
Instrument	391331

Lender

Name	ETHOS LNDG
Address	SAN FRANCISCO, CA 94104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 27, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 1197 Sumner Ave was $13,260 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$928,463 (+2%) Land $290,143 Building $638,320
2025	$13,260.00 Homeowner's exemption	$910,258 Land $284,454 Building $625,804
2023	$12,721.00 (+2.24%) Homeowner's exemption	$874,913 Land $273,409 Building $601,504
2022	$12,442.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1197 Sumner Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1197 Sumner Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 628 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Wyyerd Connect.

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