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11970 Murray Ave, Largo, FL 33778 Property Records

Pinellas County property record for 11970 Murray Ave, Largo, FL 33778

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,290 sqft · built 2003
Lot Size0.694 acres (30,226 sqft)
Owner2 Individual Names on Record
Last Sale$260,000 (Mar 2012)
Tax Bill$4,891 (2025)
Deeds & MortgagesMay 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APNC62-000-749-8043-4

Property Details

APN / Parcel Number

Primary APNC62-000-749-8043-4
Alternative APNs
  • 09-30-15-00000-430-4700
  • 301509000004304700
  • 153009000004304700
  • R101301

Interior

Full Baths3 Baths
Plumbing Fixtures10 Plumbing Fixtures
Stories1 Story
Building Area2,290 sqft Living Area
Gross Area3,276 sqft
1st Floor Area2,290 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2006
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialOther
Lot Area30,226 sqft (0.694 acres)
Lot Dimensions302 ft deep x 100 ft wide
Garage TypeAttached
Garage Area720 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area266 sqft
Shed1 Shed
Shed Area160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR101301
Street Address11970 MURRAY AVE
CityLARGO
StateFL
Zip33778-2401
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionN 100FT OF S 633FT OF W 1/2 OF SW 1/4 OF SE 1/4 OF SEC 9-30-15 LESS W 333FT THEREOF & LESS E 30FT FOR RD
Legal Range15E
Legal Township30S
Legal Section9
Legal SubdivisionN 100FT OF S 633FT OF W
Legal Block430
Legal Lot Number4700
JurisdictionPINELLAS FL
Township / Civil DivisionCLEARWATER
Census Block Group1
Census Block1060
Census Tract25307

Owner

Source: Pinellas County records, as of December 2, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address11970 MURRAY AVE, LARGO, FL 33778-2401
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 1, 2012 · Amount on Record
Deed SaleMar 1, 2012 · Amount on Record
Prior SaleApr 8, 2002 · Amount on Record
Deed Document Number201261132
Deed Book / Page17504 / 1939
Last Transfer DateAug 14, 2015
Transfer Doc0188942527
Record UpdatedJun 8, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address11970 MURRAY AVE, SEMINOLE, FL 33778-2401
Document Number0210200489
Instrument DateMay 22, 2020
Transaction TypeMortgage
Record UpdatedJun 16, 2020
Title CompanyTITLE365 - OMAHA

Transferred To (Grantee/Buyer)

NameVerified Name
Address11970 MURRAY AVE LARGO FL 337782401, LARGO, FL 33778-2401

Mortgage

Document Number0210200489
DateJun 1, 2020
Book Page021020/000489
Instrument165422
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMay 31, 2050
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,891.00 (+4.58%) Homeowner's exemption$307,143 (+5.99%)$588,110 (+10.8%) Land $129,373 Building $458,737
2024$4,677.00 (+0.86%)
2023$4,637.00 (+1.11%) Homeowner's exemption$289,793 (+3%)$530,792 (+25.52%) Land $147,176 Building $383,616
2022$4,586.00 Homeowner's exemption$281,352$422,861 Land $139,230 Building $283,631

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 35 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies35 in force
Nearby Flood Claims3 (2024)
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
WOW Internet, Cable & Phone
Cable		1,200 / 50
Spectrum
Cable		1,000 / 1,000
AT&T
Fixed Wireless		100 / 20

May also be available: Verizon.

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