Pinellas County property record for 11959 Murray Ave, Largo, FL 33778
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,320 sqft · built 1999 |
| Lot Size | 0.138 acres (6,003 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,224 (2025) |
| Deeds & Mortgages | Sep 2026 Construction Loan Jan 2023 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-749-8048-3 |
| Primary APN | C62-000-749-8048-3 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,320 sqft Living Area |
| Gross Area | 1,792 sqft |
| 1st Floor Area | 1,320 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 6,003 sqft (0.138 acres) |
| Lot Dimensions | 120 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 32 sqft |
| Deck Area | 288 sqft |
| Patio Area | 288 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R101306 |
|---|---|
| Street Address | 11959 MURRAY AVE |
| City | LARGO |
| State | FL |
| Zip | 33778-2402 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | THE N 50FT OF THE S 533FT OF THE W 120FT OF E 1/2 OF SW 1/4 OF SE 1/4 |
| Legal Range | 15E |
| Legal Township | 30S |
| Legal Section | 9 |
| Legal Subdivision | THE N 50FT OF THE S 533FT |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | CLEARWATER |
| Census Block Group | 1 |
| Census Block | 1060 |
| Census Tract | 25307 |
Source: Pinellas County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 11959 MURRAY AVE, LARGO, FL 33778-2402 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 2, 2026 | Deed of Trust, Mortgage · Construction Mortgage MORTGAGE MORTGAGE |
| Jan 20, 2023 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| May 18, 2018 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jan 15, 2003 |
| Transfer Doc | 0000028876 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Sep 2, 2026 |
| Property Address | 11959 MURRAY AVE, LARGO, FL 33778-2402 |
| Document Number | 0000236297 |
| Book / Page | 23681 / 1231 |
| Instrument Date | Aug 27, 2026 |
| Instrument | 2026236297 |
| Transaction Type | Mortgage |
| Record Updated | Sep 16, 2026 |
| Title Company | HOMEWARD TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000236297, |
|---|---|
| Date | Sep 2, 2026 |
| Book Page | 23681/1231 |
| Instrument | 2026236297 |
| Name | MORTGAGE MORTGAGE |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 6 Months |
| Due | Mar 1, 2027 |
| Rate Type | Balloon |
|---|---|
| Initial Type | Balloon |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 11959 MURRAY AVE, LARGO, FL 33778-2402 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2024 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 11959 MURRAY AVE, LARGO, FL 33778-2402 |
| Document Number | 0223220829 |
|---|---|
| Date | Jan 20, 2023 |
| Book Page | 22322/829 |
| Instrument | 2023015586 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 15, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 11959 MURRAY AVE, SEMINOLE, FL 33778-2402 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0200560405 |
|---|---|
| Date | May 18, 2018 |
| Book Page | 20056/0405 |
| Instrument | 2018158285 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2048 |
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,224.00 (+9.68%) Homeowner's exemption Veteran's exemption | $107,557 (+5.99%) | $288,195 (+16.17%) Land $63,460 Building $224,735 |
| 2023 | $1,116.00 (+3.43%) Homeowner's exemption Veteran's exemption | $101,482 (+3%) | $248,074 (+23.46%) Land $67,904 Building $180,170 |
| 2022 | $1,079.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $98,526 | $200,928 Land $64,634 Building $136,294 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 35 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 35 in force |
| Nearby Flood Claims | 3 (2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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