11969 Murray Ave, Largo, FL 33778 Property Records

Pinellas County property record for 11969 Murray Ave, Largo, FL 33778

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,425 sqft · built 1957
Lot Size	0.171 acres (7,449 sqft)
Owner	2 Individual Names on Record
Last Sale	$109,900 (Mar 2002)
Tax Bill	$866 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Dec 2025 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-749-8047-5`

Property Details

APN / Parcel Number

Primary APN	`C62-000-749-8047-5`
Alternative APNs	`09-30-15-00000-430-4900` `301509000004304900` `153009000004304900` `R101305`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,425 sqft Living Area
1st Floor Area	1,425 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1966
Architectural Style	Custom Design
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	7,449 sqft (0.171 acres)
Lot Dimensions	150 ft deep x 50 ft wide

Exterior Amenities

Deck Area	450 sqft
Patio Area	450 sqft
Shed	1 Shed
Shed Area	56 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R101305
Street Address	11969 MURRAY AVE
City	LARGO
State	FL
Zip	33778-2402
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	N 50FT OF S 583FT OF W 150 FT OF E 1/2 OF SW 1/4 OF SE 1/4
Legal Range	15E
Legal Township	30S
Legal Section	9
Legal Subdivision	N 50FT OF S 583FT OF W 150
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	1
Census Block	1060
Census Tract	25307

Owner

Source: Pinellas County records, as of December 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11969 MURRAY AVE, LARGO, FL 33778-2402
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2026	Deed of Trust, Mortgage · Line of Credit LAKEVIEW LOAN SERVICING
Dec 10, 2025	Intrafamily Transfer, Transfer
Jun 3, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Jun 3, 2020	Loan Modification, Mortgage · FHA Mortgage M&T BK
Jan 30, 2017	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 11, 2002 · Amount on Record
Deed Sale	Mar 11, 2002 · Amount on Record
Prior Sale	Jul 18, 2001 · Amount on Record
Deed Book / Page	11881 / 73
Last Transfer Date	Dec 10, 2025
Transfer Doc	0233872058
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Recording Date	Jul 14, 2026
Property Address	11969 MURRAY AVE, LARGO, FL 33778-2402
Document Number	0000186358
Book / Page	23625 / 303
Instrument Date	Jun 27, 2026
Instrument	2026186358
Transaction Type	Mortgage
Record Updated	Jul 27, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11969 MURRAY AVE, LARGO, FL 33778-2402

Mortgage

Document Number	0000186358,
Date	Jul 14, 2026
Book Page	23625/303
Instrument	2026186358

Lender

Name	LAKEVIEW LOAN SERVICING

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 23, 2056

Interest

Rate	6.53%
Max Rate	-1%

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PINELLAS FL
Recording Date	Dec 10, 2025
Property Address	11969 MURRAY AVE, LARGO, FL 33778-2402
Document Number	0233872058
Book / Page	23387 / 2058
Instrument Date	Dec 10, 2025
Instrument	2025347169
Transaction Type	Transfer
Record Updated	Dec 25, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11969 MURRAY AVE, LARGO, FL 33778-2402

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11969 MURRAY AVE, LARGO, FL 33778-2402

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	11969 MURRAY AVE, SEMINOLE, FL 33778-2402
Document Number	0210961601
Instrument Date	Jun 3, 2020
Transaction Type	Mortgage
Record Updated	Aug 14, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11969 MURRAY AVE LARGO FL 337782402, LARGO, FL 33778-2402

Mortgage

Document Number	0210961601
Date	Jul 28, 2020
Book Page	021096/001601
Instrument	222853

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 27, 2050

June 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	PINELLAS FL
Property Address	11969 MURRAY AVE, SEMINOLE, FL 33778-2402
Document Number	0210961594
Instrument Date	Jun 3, 2020
Transaction Type	Mortgage
Record Updated	Aug 14, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11969 MURRAY AVE LARGO FL 337782402, LARGO, FL 33778-2402

Mortgage

Document Number	0210961594
Date	Jul 28, 2020
Book Page	021096/001594
Instrument	222852

Lender

Name	M&T BK
Type	Bank
Address	CORAL GABLES, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 27, 2050

Interest

Rate Type	Fixed Rate
Rate	3.5%

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	11969 MURRAY AVE, SEMINOLE, FL 33778-2402
Document Number	0195182634
Instrument Date	Jan 30, 2017
Transaction Type	Mortgage
Record Updated	Aug 14, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11969 MURRAY AVE LARGO FL 337782402, LARGO, FL 33778-2402

Mortgage

Document Number	0195182634
Date	Feb 14, 2017
Book Page	019518/002634
Instrument	48230

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 13, 2047

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$866.00 (+7.31%) Homeowner's exemption	$82,580 (+5.99%)	$129,497 (+1.84%) Land $67,488 Building $62,009
2024	$807.00 (+3.73%)
2023	$778.00 (+4.43%) Homeowner's exemption	$77,916 (+3%)	$127,157 (+29.27%) Land $75,015 Building $52,142
2022	$745.00 Homeowner's exemption	$75,647	$98,368 Land $63,764 Building $34,604

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 35 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	35 in force
Nearby Flood Claims	3 (2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Murray Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures