DeSoto County property record for 1149 Cross Creek Dr E, Hernando, MS 38632 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2,827 sqft · built 2000 |
| Lot Size | 0.305 acres (13,304 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $160,000 (Sep 2012) |
| Tax Bill | $2,436 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage May 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-08-1-12-09-0-00092-00 |
| Primary APN | 3-08-1-12-09-0-00092-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,827 sqft Adjusted Area |
| 1st Floor Area | 2,278 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 13,304 sqft (0.305 acres) |
| Lot Dimensions | 202 ft deep x 75 ft wide |
| Street Address | 1149 CROSS CREEK DR E |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-1167 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CROSS CREEK S-D SEC C LOT 92 |
| Legal Range | 008 |
| Legal Township | 03S |
| Legal Section | 12 |
| Legal Subdivision | CROSS CREEK S-D |
| Legal Lot Number | 92 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 71121 |
Source: DeSoto County records · APN 3-08-1-12-09-0-00092-00
Assessment roll updated December 15, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1149 CROSS CREEK DR E, HERNANDO, MS 38632-1167 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST SECURITY BANK |
| May 20, 2021 | Intrafamily Transfer, Transfer NOT AVAILABLE, GUARDIAN TITLE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 14, 2012 · Amount on Record |
| Deed Sale | Sep 14, 2012 · Amount on Record |
| Prior Sale | Sep 06, 2011 · Amount on Record |
| Deed Book / Page | 690 / 71 |
| Last Transfer Date | May 19, 2021 |
| Transfer Doc | 000958/499 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 1149 CROSS CREEK DR E, HERNANDO, MS 38632-1167 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Title Company | GUARDIAN TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 1149 CROSS CREEK DR E, HERNANDO, MS 38632-1167 |
| Document Number | 00005265/1 |
|---|---|
| Date | Jun 11, 2021 |
| Book Page | 5265/1 |
| Name | FIRST SECURITY BANK |
|---|---|
| Type | Bank |
| Address | BATESVILLE, MS 38606 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | May 20, 2021 |
| Property Address | 1149 CROSS CREEK DR E, HERNANDO, MS 38632-1167 |
| Document Number | 000958/499 |
| Book / Page | 958 / 499 |
| Map Reference | MB 64 PG 6 |
| Instrument Date | May 19, 2021 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2022 |
| Title Company | NOT AVAILABLE, GUARDIAN TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1149 CROSS CREEK DR E, HERNANDO, MS 38632-1167 |
Source: DeSoto County records · Assessment roll updated December 15, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Municipality | Hernando City |
| Unified School District | DeSoto County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,436.00 (+16.61%) | $23,485 (+36.37%) Land $3,000 Building $20,485 | $234,848 (+36.37%) Land $30,000 Building $204,848 |
| 2023 | $2,089.00 | $17,222 | $172,215 Land $30,000 Building $142,215 |
Source: FEMA National Flood Hazard Layer, DeSoto County (28033C), updated June 5, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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