Baldwin County property record for 11954 Gateway Dr, Elberta, AL 36530
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 640 sqft · built 2016 |
| Lot Size | 0.127 acres (5,557 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $250,000 (Aug 2020) |
| Tax Bill | $465 (2026) |
| Deeds & Mortgages | Sep 2020 Transfer Aug 2020 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 53-07-26-0-000-015.054 |
| Primary APN | 53-07-26-0-000-015.054 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 640 sqft Heated Area |
| 1st Floor Area | 640 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 5,557 sqft (0.127 acres) |
| Lot Dimensions | 143 ft deep x 43.5 ft wide |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 250045 |
|---|---|
| Street Address | 11954 GATEWAY DR |
| City | ELBERTA |
| State | AL |
| Zip | 36530-4406 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 43.5' X 143.1' IRR LOT 46 LAKE OSPREY RV COUNTRY CLUB PHASETHREE SLIDE 2508-F IN THE CITY OF ELBERTA SEC 26-T7S-R5E (WD/SURVI |
| Legal Subdivision | LAKE OSPREY RV COUNTRY CLUB PHASE THREE |
| Legal Phase | 3 |
| Legal Lot Number | 46 |
| Jurisdiction | BALDWIN AL |
| Township / Civil Division | ELBERTA |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 11601 |
Source: Baldwin County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 11954 TAGEWAY DR LOT 46, 46, ELBERTA, AL 36530 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Date | Document |
|---|---|
| Sep 28, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Aug 17, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Sep 19, 2019 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Feb 19, 2019 | Warranty Deed, Transfer · Line of Credit COMMUNITY BK/MS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 17, 2020 · Amount on Record |
| Deed Sale | Aug 17, 2020 · Amount on Record |
| Prior Sale | Feb 19, 2019 · Amount on Record |
| Deed Document Number | 20201850596 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Sep 28, 2020 |
| Property Address | 11954 GATEWAY DR, ELBERTA, AL 36530-4406 |
| Document Number | 0001859673 |
| Instrument Date | Sep 11, 2020 |
| Instrument | 1859673 |
| Transaction Type | Transfer |
| Record Updated | Oct 27, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11954 GATEWAY DR #LOT46 ELBERTA AL 365304406, ELBERTA, AL 36530-4406 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Aug 17, 2020 |
| Property Address | 11954 GATEWAY DR, ELBERTA, AL 36530-4406 |
| Document Number | 0001850596 |
| Instrument Date | Jul 31, 2020 |
| Instrument | 1850596 |
| Transaction Type | Transfer |
| Record Updated | Oct 27, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11954 GATEWAY DR #46 ELBERTA AL 365304406, 46, ELBERTA, AL 36530-4406 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 11954 GATEWAY DR, ELBERTA, AL 36530-4406 |
| Document Number | 0001787107 |
| Instrument Date | Sep 19, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 11954 GATEWAY DR ELBERTA AL 365304406, ELBERTA, AL 36530-4406 |
| Document Number | 0001787107 |
|---|---|
| Date | Oct 1, 2019 |
| Instrument | 1787107 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 30, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Feb 19, 2019 |
| Property Address | 11954 GATEWAY DR, ELBERTA, AL 36530-4406 |
| Document Number | 0001743842 |
| Instrument Date | Feb 15, 2019 |
| Instrument | 1743842 |
| Transaction Type | Transfer |
| Record Updated | Mar 4, 2019 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 11954 GATEWAY DR ELBERTA AL 365304406, ELBERTA, AL 36530-4406 |
| Document Number | 1743843 |
|---|---|
| Date | Feb 19, 2019 |
| Instrument | 1743843 |
| Name | COMMUNITY BK/MS |
|---|---|
| Type | Bank |
| Address | FOREST, MS 39074 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Baldwin County assessment roll, as of April 16, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Baldwin County |
| Municipality | Elberta Town |
| Unified School District | Baldwin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $465.00 Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $465.00 | $18,300 (-) Land $10,080 Building $8,220 | $274,900 (-3.58%) Land $145,600 Building $129,300 |
| 2023 | $465.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $18,300 (-29.18%) | $285,100 (+10.42%) Land $140,300 Building $144,800 |
| 2022 | $465.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $25,840 | $258,200 Land $126,500 Building $131,700 |
| 2021 | $465.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 93 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 93 in force |
| Nearby Flood Claims | 189 (1979–2020) |
| Claims Outside the SFHA | 18 of 189 |
| Most Recent Claim | Sep 2020 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 80% of Alabama |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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