11967 Harcum Rd, Gloucester, VA 23061 Property Records

Gloucester County property record for 11967 Harcum Rd, Gloucester, VA 23061

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,097 sqft · built 2006
Lot Size	1.54 acres (67,082 sqft)
Owner	Individual Name on File
Tax Bill	$2,705 (2026)
Deeds & Mortgages	Sep 2021 Line of Credit Dec 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`33201`

Property Details

APN / Parcel Number

Primary APN	`33201`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,097 sqft Living Area
1st Floor Area	1,698 sqft
Basement Area	1,078 sqft
Finished Basement	1,078 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	67,082 sqft (1.54 acres)
Garage Area	1,260 sqft
Porch	Slab
Deck Area	642 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	11967 HARCUM RD
City	GLOUCESTER
State	VA
Zip	23061-2570
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SC-1
Legal Description	LAUREL BEND LOT 4
Legal Subdivision	PLAT: PB21 1006&1006A
Legal Lot Number	4
Jurisdiction	GLOUCESTER VA
Township / Civil Division	PETSWORTH
Census Block Group	2
Census Block	2005
Census Tract	100201

Owner

11967 Harcum Rd is owned and occupied by an individual who acquired it in December 2025.

Source: Gloucester County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	11967 HARCUM RD, GLOUCESTER, VA 23061-2570
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2021	Deed of Trust, Mortgage · Line of Credit LANGLEY FEDERAL CREDIT UNION
Dec 12, 2025	Gift Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 8, 2025
Transfer Doc	0000005172
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	11967 HARCUM RD, GLOUCESTER, VA 23061-2570
Transaction Type	Mortgage
Record Updated	Jan 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210006837
Date	Sep 24, 2021
Instrument	210006837

Lender

Name	LANGLEY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	204 Months
Due	Sep 13, 2038

Interest

Rate Type	Adjustable Rate

December 2025: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Dec 12, 2025
Property Address	11967 HARCUM RD, GLOUCESTER, VA 23061-2570
Document Number	0250005172
Map Reference	MB 21 PG 1006&1006A
Instrument Date	Dec 8, 2025
Instrument	250005172
Transaction Type	Transfer
Record Updated	Jan 6, 2026
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11967 HARCUM RD, GLOUCESTER, VA 23061-2570

Mortgage

Document Number	0250005173
Date	Dec 12, 2025
Instrument	250005173

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

Tax Assessment & Valuation

The 2026 property tax bill for 11967 Harcum Rd was $2,705, up 10.9% from the year before.

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,705.00 (+10.91%)	$463,980 (+16.77%) Land $61,760 Building $402,220	$463,980 (+16.77%) Land $61,760 Building $402,220
2025	$2,439.00 (+5.31%)	$397,340 (-) Land $57,760 Building $339,580	$397,340 (-) Land $57,760 Building $339,580
2024	$2,316.00	$397,340 (-) Land $57,760 Building $339,580	$397,340 (-) Land $57,760 Building $339,580
2023	$2,316.00 (-3.82%)	$397,340 (+19.62%) Land $57,760 Building $339,580	$397,340 (+19.62%) Land $57,760 Building $339,580
2022	$2,408.00	$332,170 Land $55,090 Building $277,080	$332,170 Land $55,090 Building $277,080

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11967 Harcum Rd in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 29 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	19 (1999–2023)
Claims Outside the SFHA	1 of 19
Most Recent Claim	Sep 2023 · river or lake flooding
Claims by Event	Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 5 claims Hurricane Isabel, Sep 2003 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11967 Harcum Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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