Gloucester County property record for 11957 Harcum Rd, Gloucester, VA 23061
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,434 sqft · built 2010 |
| Lot Size | 1.51 acres (65,776 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $223,400 (Jun 2010) |
| Tax Bill | $2,096 (2026) |
| Deeds & Mortgages | Feb 2024 Line of Credit Oct 2022 Line of Credit + 3 more |
| Flood Zone | Zone AE (high risk) |
| APN | 33233 |
| Primary APN | 33233 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,434 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 65,776 sqft (1.51 acres) |
| Garage Area | 516 sqft |
| Porch | Slab |
| Deck Area | 120 sqft |
| Patio Area | 168 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 11957 HARCUM RD |
|---|---|
| City | GLOUCESTER |
| State | VA |
| Zip | 23061-2570 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SC-1 |
| Legal Description | LAUREL BEND LOT 2 |
| Legal Subdivision | PLAT: PB21 10061006A |
| Legal Lot Number | 2 |
| Jurisdiction | GLOUCESTER VA |
| Township / Civil Division | YORK |
| Census Block Group | 3 |
| Census Block | 3026 |
| Census Tract | 100203 |
11957 Harcum Rd is owned and occupied by two individuals who acquired it in January 2018.
Source: Gloucester County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11957 HARCUM RD, GLOUCESTER, VA 23061-2570 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 20, 2024 | Deed of Trust, Mortgage · Line of Credit 1ST ADVANTAGE FEDERAL CREDIT UNION |
| Oct 24, 2022 | Deed of Trust, Mortgage · Line of Credit 1ST ADVANTAGE FEDERAL CREDIT UNION |
| Nov 19, 2019 | Deed of Trust, Mortgage · Line of Credit ABNB FEDERAL CREDIT UNION |
| Jan 3, 2018 | Intrafamily Transfer, Transfer |
| Nov 1, 2017 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 8, 2010 · Amount on File |
| Deed Sale | Jun 8, 2010 · Amount on File |
| Deed Document Number | 20102546 |
| Last Transfer Date | Jan 3, 2018 |
| Transfer Doc | 0000000013 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER VA |
| Property Address | 11957 HARCUM RD, GLOUCESTER, VA 23061-2570 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2024 |
| Title Company | NOT AVAILABLE, THE CLOSERS OF VIRGINIA INC |
| Name | Verified Name |
|---|
| Document Number | 0240000562 |
|---|---|
| Date | Feb 20, 2024 |
| Instrument | 240000562 |
| Name | 1ST ADVANTAGE FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 9, 2054 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER VA |
| Property Address | 11957 HARCUM RD, GLOUCESTER, VA 23061-2570 |
| Transaction Type | Mortgage |
| Record Updated | Dec 7, 2022 |
| Title Company | THE CLOSERS OF VIRGINIA INC |
| Name | Verified Name |
|---|
| Document Number | 0220005652 |
|---|---|
| Date | Oct 24, 2022 |
| Instrument | 220005652 |
| Name | 1ST ADVANTAGE FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Sep 16, 2052 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER VA |
| Property Address | 11957 HARCUM RD, GLOUCESTER, VA 23061-2570 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0190005334 |
|---|---|
| Date | Nov 19, 2019 |
| Instrument | 190005334 |
| Name | ABNB FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Nov 12, 2039 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | GLOUCESTER VA |
| Recording Date | Jan 3, 2018 |
| Property Address | 11957 HARCUM RD, GLOUCESTER, VA 23061-2570 |
| Document Number | 180000013 |
| Instrument Date | Jan 3, 2018 |
| Instrument | 180000013 |
| Transaction Type | Transfer |
| Record Updated | Oct 5, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6736 MUGGINS CREEK RD, GLOUCESTER, VA 23061-4716 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | GLOUCESTER VA |
| Recording Date | Nov 1, 2017 |
| Property Address | 11957 HARCUM RD, GLOUCESTER, VA 23061-2570 |
| Document Number | 170005263 |
| Instrument Date | Oct 13, 2017 |
| Instrument | 170005263 |
| Transaction Type | Transfer |
| Record Updated | Oct 5, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6736 MUGGINS CREEK RD, GLOUCESTER, VA 23061-4716 |
The 2026 property tax bill for 11957 Harcum Rd was $2,096, up 14.5% from the year before.
Source: Gloucester County assessment roll, as of October 27, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Gloucester County |
| Unified School District | Gloucester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,096.00 (+14.54%) | $359,480 (+20.61%) Land $61,660 Building $297,820 | $359,480 (+20.61%) Land $61,660 Building $297,820 |
| 2025 | $1,830.00 (+5.35%) | $298,060 (-) Land $57,660 Building $240,400 | $298,060 (-) Land $57,660 Building $240,400 |
| 2024 | $1,737.00 | $298,060 (-) Land $57,660 Building $240,400 | $298,060 (-) Land $57,660 Building $240,400 |
| 2023 | $1,737.00 (-3.61%) | $298,060 (+19.88%) Land $57,660 Building $240,400 | $298,060 (+19.88%) Land $57,660 Building $240,400 |
| 2022 | $1,802.00 | $248,630 Land $54,940 Building $193,690 | $248,630 Land $54,940 Building $193,690 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 11957 Harcum Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 58 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 58 in force |
| Nearby Flood Claims | 74 (1985–2022) |
| Claims Outside the SFHA | 4 of 74 |
| Most Recent Claim | Jul 2022 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11957 Harcum Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 58% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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