Gloucester County property record for 11891 Harcum Rd, Gloucester, VA 23061
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 767 sqft · built 1930 |
| Lot Size | 1.5 acres (65,340 sqft) |
| Owner | Individual Name on File |
| Last Sale | $125,000 (Sep 2018) |
| Tax Bill | $902 (2026) |
| Deeds & Mortgages | Jun 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 21165 |
| Primary APN | 21165 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 767 sqft Living Area |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Exterior Material | Wood Siding |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 65,340 sqft (1.5 acres) |
| Porch | Slab |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 11891 HARCUM RD |
|---|---|
| City | GLOUCESTER |
| State | VA |
| Zip | 23061-2505 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SC-1 |
| Legal Description | NEW UPTON LOT 3 |
| Legal Subdivision | PLAT: PB21 847 |
| Legal Lot Number | 3 |
| Jurisdiction | GLOUCESTER VA |
| Township / Civil Division | PETSWORTH |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 100201 |
11891 Harcum Rd is owned and occupied by an individual who bought it in September 2018.
Source: Gloucester County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 11891 HARCUM RD, GLOUCESTER, VA 23061-2505 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 26, 2018 · Amount on File |
| Deed Sale | Sep 26, 2018 · Amount on File |
| Deed Document Number | 20184212 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER VA |
| Property Address | 11891 HARCUM RD, GLOUCESTER, VA 23061-2505 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 0180002460 |
|---|---|
| Date | Jun 7, 2018 |
| Instrument | 180002460 |
| Name | WELLS FARGO BANK NA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 25, 2048 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 11891 Harcum Rd was $902, up 15.8% from the year before.
Source: Gloucester County assessment roll, as of October 27, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Gloucester County |
| Unified School District | Gloucester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $902.00 (+15.79%) | $154,760 (+21.89%) Land $61,630 Building $93,130 | $154,760 (+21.89%) Land $61,630 Building $93,130 |
| 2025 | $779.00 (+5.27%) | $126,970 (-) Land $49,630 Building $77,340 | $126,970 (-) Land $49,630 Building $77,340 |
| 2024 | $740.00 | $126,970 (-) Land $49,630 Building $77,340 | $126,970 (-) Land $49,630 Building $77,340 |
| 2023 | $740.00 (+9.79%) | $126,970 (+36.44%) Land $49,630 Building $77,340 | $126,970 (+36.44%) Land $49,630 Building $77,340 |
| 2022 | $674.00 | $93,060 Land $38,940 Building $54,120 | $93,060 Land $38,940 Building $54,120 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 11891 Harcum Rd in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 29 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 29 in force |
| Nearby Flood Claims | 19 (1999–2023) |
| Claims Outside the SFHA | 1 of 19 |
| Most Recent Claim | Sep 2023 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11891 Harcum Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 54% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Starlink Satellite | 280 / 30 |
May also be available: Verizon.
5G and 4G LTE (outdoors only)
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