11951 Elbert St, Clermont, FL 34711 Property Records

Lake County property record for 11951 Elbert St, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,880 sqft · built 1990
Lot Size	0.504 acres (21,989 sqft)
Owner	Individual Name on File
Last Sale	$740,000 (Aug 2025)
Tax Bill	$6,494 (2024)
Deeds & Mortgages	Nov 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`35-22-25-0100-000-01700`

Property Details

APN / Parcel Number

Primary APN	`35-22-25-0100-000-01700`
Alternative APN	`2560461`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,880 sqft Living Area
1st Floor Area	3,880 sqft
Fireplaces	1 Fireplace
Fireplace	Single

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2022
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Block
Roof Material	Shingle
Lot Area	21,989 sqft (0.504 acres)
Lot Width	100 ft Width
Garage Type	Finished
Garage Area	972 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	450 sqft
Porch	Open Porch
Porch Area	502 sqft
Patio Area	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	2560461
Street Address	11951 ELBERT ST
City	CLERMONT
State	FL
Zip	34711-7388
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CASHWELL MINNEHAHA SHORES LOT 17 1/41 INT IN LOT 8 PB 23 PG 56 ORB 6576 PG 606
Legal Range	25E
Legal Township	22S
Legal Section	35
Legal Subdivision	CASHWELL MINNEHAHA SHORES
Legal Tract	100
Legal Lot Number	1,8,17
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2047
Census Tract	31313

Owner

11951 Elbert St is owned and occupied by an individual who bought it in August 2025.

Source: Lake County records, as of December 15, 2025

Owner of Record	Individual Name on File
Mailing Address	103 ROUTE 6, MILFORD, PA 18337-1240
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 7, 2025 · Amount on File
Deed Sale	Aug 7, 2025 · Amount on File
Prior Sale	Nov 9, 2023 · Amount on File
Deed Document Number	2025097586
Deed Book / Page	6576 / 606
Record Updated	Jun 8, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Nov 9, 2023
Property Address	11951 ELBERT ST, CLERMONT, FL 34711-7388
Document Number	0062400313
Book / Page	6240 / 313
Map Reference	MB 23 PG 56
Instrument Date	Nov 8, 2023
Instrument	2023137761
Transaction Type	Transfer
Record Updated	Dec 4, 2023
Title Company	METES AND BOUND TITLE COMPANY, METES & BOUNDS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,075.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11002 CRESCENT BAY BLVD, CLERMONT, FL 34711-8803

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11951 ELBERT ST, CLERMONT, FL 34711-7388

Mortgage

Document Number	0062400315
Date	Nov 9, 2023
Instrument	6240///0315

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$437,596 Land $81,600 Building $355,996	$437,596 Land $81,600 Building $355,996
2024	$6,494.00 (+58.62%)
2023	$4,094.00 (+6.59%) Homeowner's exemption	$302,050 (+3%)	$425,163 (+0.04%) Land $81,600 Building $343,563
2022	$3,841.00 Homeowner's exemption	$293,260	$424,988 Land $81,600 Building $343,388

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 11951 Elbert St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 43 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	43 in force
Nearby Flood Claims	4 (2017–2024)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11951 Elbert St is moderate, ranking above 47% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 82% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE UTILITY SERVICES INC NORTH (8 WPS) public/private · serves 24,798 people · EPA ID FL3354883
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2021 Haloacetic acids resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
CenturyLink Fiber · DSL in parts of the area	3,000 / 3,000
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30