Lake County property record for 11949 Elbert St, Clermont, FL 34711
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,144 sqft · built 1989 |
| Lot Size | 0.503 acres (21,922 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,728 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 35-22-25-0100-000-01800 |
| Primary APN | 35-22-25-0100-000-01800 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,144 sqft Living Area |
| 1st Floor Area | 1,716 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Single |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Asbestos |
| Construction Type | Steel Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 21,922 sqft (0.503 acres) |
| Lot Width | 103 ft Width |
| Garage Type | Finished |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Pool Area | 490 sqft |
| Porch | Open Porch |
| Porch Area | 1,242 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 1517222 |
|---|---|
| Street Address | 11949 ELBERT ST |
| City | CLERMONT |
| State | FL |
| Zip | 34711-7388 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CASHWELL MINNEHAHA SHORES LOT 18 & 1/41 INT IN LOT 8 PB 23 PG 56 ORB 1425 PG 358 |
| Legal Range | 25E |
| Legal Township | 22S |
| Legal Section | 35 |
| Legal Subdivision | CASHWELL MINNEHAHA SHORES |
| Legal Tract | 100 |
| Legal Lot Number | 1,8,18 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | CLERMONT |
| Census Block Group | 2 |
| Census Block | 2047 |
| Census Tract | 31313 |
11949 Elbert St is owned and occupied by two individuals who acquired it in May 2000.
Source: Lake County records, as of December 15, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11949 ELBERT ST, CLERMONT, FL 34711-7388 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 22, 2000 |
| Deed Sale | May 22, 2000 |
| Deed Document Number | 0018242401 |
| Deed Book / Page | 01425 / 00358 |
| Prior Transfer Date | Mar 25, 1996 |
| Prior Transfer Doc | 0142500358 |
| Record Updated | Jun 8, 2026 |
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $271,580 Land $81,600 Building $189,980 | $345,327 Land $81,600 Building $263,727 | |
| 2024 | $3,728.00 (+7.62%) | ||
| 2023 | $3,464.00 (+7.38%) Homeowner's exemption | $256,250 (+3%) | $337,897 (+0.02%) Land $81,600 Building $256,297 |
| 2022 | $3,226.00 Homeowner's exemption | $248,790 | $337,825 Land $81,600 Building $256,225 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 11949 Elbert St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 43 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 43 in force |
| Nearby Flood Claims | 4 (2017–2024) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11949 Elbert St is moderate, ranking above 47% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · lower than 82% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE UTILITY SERVICES INC NORTH (8 WPS) public/private · serves 24,798 people · EPA ID FL3354883 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2021 Haloacetic acids resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| CenturyLink Fiber · DSL in parts of the area | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 35 |
| Starlink Satellite | 280 / 30 |
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