Lake County property record for 11950 Elbert St, Clermont, FL 34711
| Property Type | Residential |
|---|---|
| Lot Size | 0.661 acres (28,800 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $550,000 (Jan 2015) |
| Tax Bill | $2,530 (2024) |
| Deeds & Mortgages | May 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 35-22-25-0004-000-01300 |
| Primary APN | 35-22-25-0004-000-01300 |
|---|---|
| Alternative APN |
|
| Construction Type | Wood Frame |
|---|---|
| Lot Area | 28,800 sqft (0.661 acres) |
| Lot Dimensions | 200 ft deep x 144 ft wide |
| Boat Access | Boat Access |
| Account Number | 1587506 |
|---|---|
| Street Address | 11950 ELBERT ST |
| City | CLERMONT |
| State | FL |
| Zip | 34711-8883 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Other |
| Legal Description | THAT PART OF SW 1/4 OF SE 1/4 LYING E'LY OF ELBERT ST & SE'LY OF LOT 1 CASHWELL MINNEHAHA SHORES SUB ORB 4569 PG 1690 |
| Legal Range | 25E |
| Legal Township | 22S |
| Legal Section | 35 |
| Legal Subdivision | CASHWELL MINNEHAHA SHORES |
| Legal Tract | 4 |
| Legal Lot Number | 1 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | CLERMONT |
| Census Block Group | 2 |
| Census Block | 2047 |
| Census Tract | 31313 |
Source: Lake County records, as of December 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 11940 ELBERT ST, CLERMONT, FL 34711-8883 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 6, 2015 · Amount on Record |
| Deed Sale | Jan 6, 2015 · Amount on Record |
| Prior Sale | May 5, 2008 |
| Deed Document Number | 2015000835 |
| Deed Book / Page | 4569 / 1690 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 11950 ELBERT ST, CLERMONT, FL 34711-8883 |
| Document Number | 0049451794 |
| Instrument Date | May 8, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2018 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE INC |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 11940 ELBERT ST CLERMONT FL 347118883, CLERMONT, FL 34711-8883 |
| Document Number | 0049451794 |
|---|---|
| Date | May 17, 2017 |
| Book Page | 004945/001794 |
| Instrument | 53601 |
| Name | SUNTRUST BK |
|---|---|
| Type | Bank |
| Address | ORLANDO, FL 32809 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 16, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $134,501 (-) Land $132,162 Building $2,339 | $134,501 (-) Land $132,162 Building $2,339 | |
| 2024 | $2,530.00 (+7.39%) | ||
| 2023 | $2,356.00 (+6.51%) | $134,501 (-) | $134,501 (-) Land $132,162 Building $2,339 |
| 2022 | $2,212.00 | $134,501 | $134,501 Land $132,162 Building $2,339 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 43 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 43 in force |
| Nearby Flood Claims | 4 (2017–2024) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · lower than 82% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE UTILITY SERVICES INC NORTH (8 WPS) public/private · serves 24,798 people · EPA ID FL3354883 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2021 Haloacetic acids resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| CenturyLink Fiber · DSL in parts of the area | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 35 |
| Starlink Satellite | 280 / 30 |
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