Hancock County property record for 11950 Co Rd 45, Findlay, OH 45840
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 3,739 sqft · built 1995 |
| Lot Size | 10.6 acres (463,870 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $790,000 (Aug 2024) |
| Tax Bill | $13,425 (2025) |
| Deeds & Mortgages | Nov 2021 Sale & Mortgage Oct 2017 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1910-120-00-010.002 |
| Primary APN | 1910-120-00-010.002 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,739 sqft Living Area |
| 1st Floor Area | 2,239 sqft |
| 2nd Floor Area | 362 sqft |
| Basement Area | 2,191 sqft |
| Unfinished Basement | 2,191 sqft |
| Flooring | Tile |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Stone |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 463,870 sqft (10.6 acres) |
| Garage Type | Attached |
| Garage Area | 799 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 172 sqft |
| Patio Area | 905 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Street Address | 11950 COUNTY ROAD 45 |
|---|---|
| City | FINDLAY |
| State | OH |
| Zip | 45840-9051 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | T1S R10 S12 SE COR SE1/4 |
| Legal Range | 10E |
| Legal Township | 01S |
| Legal Section | 12 |
| Jurisdiction | HANCOCK OH |
| Township / Civil Division | EAGLE |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 1300 |
11950 Co Rd 45 is owned and occupied by two individuals who bought it in August 2024.
Source: Hancock County records, as of May 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11950 COUNTY ROAD 45, FINDLAY, OH 45840-9051 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 15, 2021 | Survivorship Deed, Transfer · Conventional Mortgage THE STATE BANK & TRUST CO |
| Oct 26, 2017 | Deed of Trust, Mortgage · Commercial Mortgage THE STATE BANK & TRUST CO |
| Jun 11, 2018 | Deed of Trust, Mortgage · ARM STATE BANK & TRUST CO |
| Apr 20, 2018 | Deed of Trust, Mortgage · ARM STATE BANK & TRUST CO |
| Apr 9, 2018 | Quit Claim Deed, Transfer FLAG CITY TITLE AGENCY INC, FLAG CITY TITLE AGENNCY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 15, 2024 · Amount on File |
| Deed Sale | Aug 15, 2024 · Amount on File |
| Prior Sale | Nov 15, 2021 · Amount on File |
| Deed Document Number | 20245265 |
| Deed Book / Page | 2612 / 3576 |
| Prior Transfer Date | Jun 27, 2011 |
| Prior Transfer Doc | 002400/969 |
| Record Updated | Sep 20, 2026 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | HANCOCK OH |
| Recording Date | Nov 15, 2021 |
| Property Address | 11950 COUNTY ROAD 45, FINDLAY, OH 45840-9051 |
| Document Number | 2588/5349 |
| Book / Page | 2588 / 5349 |
| Instrument Date | Nov 10, 2021 |
| Instrument | 202100013084 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2021 |
| Title Company | GOLDEN KEY TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 11950 COUNTY ROAD 45, FINDLAY, OH 45840-9051 |
| Document Number | 202100013085 |
|---|---|
| Date | Nov 15, 2021 |
| Instrument | 202100013085 |
| Name | THE STATE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Dec 1, 2036 |
| Change Frequency | Annually |
| Min Rate At Change | 3.25% |
| Max Rate At Change | 4.75% |
| Index | 1-Year LIBOR |
| Max Rate | 8.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HANCOCK OH |
| Property Address | 11950 COUNTY ROAD 45, FINDLAY, OH 45840-9051 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | MID S TITLE AGENCY, MID AM TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 2528/0372 |
|---|---|
| Date | Oct 26, 2017 |
| Book Page | 2528/0372 |
| Instrument | 201700009174 |
| Name | THE STATE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | DEFIANCE, OH 43512 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 6 Months |
| Due | Apr 24, 2018 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HANCOCK OH |
| Property Address | 11950 COUNTY ROAD 45, FINDLAY, OH 45840-9051 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FLAG CITY TITLE AGENCY INC |
| Name | Verified Name |
|---|
| Document Number | 2539/2375 |
|---|---|
| Date | Jun 11, 2018 |
| Book Page | 2539/2375 |
| Instrument | 201800004734 |
| Name | STATE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | DEFIANCE, OH 43512 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | May 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
| Type Change Date | May 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 3.25% |
| Max Rate At Change | 5.62% |
| Index | 1-Year CMT |
| Max Rate | 9.62% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HANCOCK OH |
| Property Address | 11950 COUNTY ROAD 45, FINDLAY, OH 45840-9051 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FLAG CITY TITLE AGENCY INC |
| Name | Verified Name |
|---|
| Document Number | 2536/2073 |
|---|---|
| Date | Apr 20, 2018 |
| Book Page | 2536/2073 |
| Instrument | 201800002976 |
| Name | STATE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | DEFIANCE, OH 43512 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
| Type Change Date | May 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 3.25% |
| Max Rate At Change | 5.62% |
| Index | 1-Year LIBOR |
| Max Rate | 9.62% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HANCOCK OH |
| Recording Date | Apr 9, 2018 |
| Property Address | 11950 COUNTY ROAD 45, FINDLAY, OH 45840-9051 |
| Document Number | 02536/0324 |
| Book / Page | 2536 / 0324 |
| Instrument Date | Apr 5, 2018 |
| Instrument | 201800002606 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2022 |
| Title Company | FLAG CITY TITLE AGENCY INC, FLAG CITY TITLE AGENNCY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 11950 COUNTY ROAD 45, FINDLAY, OH 45840-9051 |
The 2025 property tax bill for 11950 Co Rd 45 was $13,425 with a homeowner's exemption, down 1% from the year before.
Source: Hancock County assessment roll, as of May 29, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hancock County |
| County Subdivision | Eagle Township |
| Unified School District | Arlington Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,425.00 (-0.99%) Homeowner's exemption | $356,100 (+5.94%) Land $30,190 Building $325,910 | $1,017,420 Land $86,250 Building $931,170 |
| 2024 | $13,559.00 (-0.7%) | $336,140 (-) Land $23,220 Building $312,920 | |
| 2023 | $13,654.00 Homeowner's exemption | $336,140 Land $23,220 Building $312,920 | |
| 2022 | $960,410 Land $66,340 Building $894,070 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 11950 Co Rd 45 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 30 (1979–2019) |
| Claims Outside the SFHA | 23 of 30 |
| Most Recent Claim | Jun 2019 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11950 Co Rd 45 is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Amplex Wireless Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| HDER Link Fixed Wireless | 500 / 500 |
| MetaLINK Technologies Fixed Wireless | 500 / 100 |
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