1195 Ridgeway Dr, Elgin, IL 60123 Property Records

Kane County property record for 1195 Ridgeway Dr, Elgin, IL 60123

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,330 sqft · built 1969
Lot Size0.236 acres (10,275 sqft)
Owner2 Individual Names on File
Last Sale$134,000 (Jul 2000)
Tax Bill$6,536 (2025)
Flood ZoneZone X (minimal risk)
APN06-03-427-008

Property Details

APN / Parcel Number

Primary APN06-03-427-008

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,330 sqft Living Area
1st Floor Area1,330 sqft

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1969
Construction TypeFrame
Foundation TypeNo Foundation
Lot Area10,275 sqft (0.236 acres)
Lot Dimensions137 ft deep x 75 ft wide
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address1195 RIDGEWAY DR
CityELGIN
StateIL
Zip60123-1448
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCENTURY OAKS 7TH ADDN LOT 83
Legal SubdivisionCENTURY OAKS 7TH ADDN
Legal Block1
Legal Lot Number83
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group1
Census Block1009
Census Tract851000

Owner

Source: Kane County assessment roll, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1195 RIDGEWAY DR, ELGIN, IL 60123-1448
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 5, 2000 · Amount on Record
Deed SaleJul 5, 2000 · Amount on Record
Prior SaleJun 30, 1997 · Amount on Record
Deed Document Number200052939
Last Transfer DateDec 27, 2024
Transfer Doc0000001396
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,536.00 (+15.97%)$85,673 (+8.57%) Land $27,140 Building $58,533$257,122 (+8.57%) Land $81,453 Building $175,669
2024$78,911 (+21.39%) Land $24,998 Building $53,913$236,828 (+21.44%) Land $75,024 Building $161,804
2022$5,636.00 (+3.95%)$65,004 (+6.96%) Land $20,593 Building $44,411$195,012 (+6.96%) Land $61,779 Building $133,233
2021$5,422.00$60,774 Land $19,253 Building $41,521$182,322 Land $57,759 Building $124,563

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Radiate Holdings
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T, Opiquad, T-Mobile USA.

Nearby Properties on Ridgeway Dr

Nearby Streets

Search Property Records by Address or Parcel Number