Kane County property record for 1186 Ridgeway Dr, Elgin, IL 60123 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1969 |
| Square Footage | 1,512 sqft Living Area |
| Lot Size | 15,066 sqft (0.346 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $161,500 (2013) |
| Tax Bill | $7,464.00 (2025) |
| Primary APN | 06-03-404-020 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,512 sqft Living Area |
| Gross Area | 2,520 sqft Gross Area |
| Basement Area | 1,008 sqft Basement |
| Stories | 5 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Lot Area | 15,066 sqft (0.346 acres) |
| Depth X Width | 162 ft x 93 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Cooling System | HVAC Cooling |
|---|---|
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 1186 RIDGEWAY DR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-1448 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | CENTURY OAKS 7TH ADDN LOT 100 |
| Legal Subdivision | CENTURY OAKS 7TH ADDN |
| Legal Block | 1 |
| Legal Lot Number | 100 |
| Jurisdiction | KANE IL |
| Minor Civil Division | ELGIN |
| Census Blockgroup | 1 |
| Census Block | 1009 |
| Census Tract | 851000 |
Source: Kane County records · APN 06-03-404-020
Assessment roll updated December 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1186 RIDGEWAY DR, ELGIN, IL 60123-1448 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SYNERGY ONE LENDING |
| Mar 20, 2020 | Deed of Trust, Mortgage · Line of Credit DUPAGE CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 08, 2013 · Amount on Record |
| Deed Sale | Mar 08, 2013 · Amount on Record |
| Prior Sale | Nov 21, 2002 · Amount on Record |
| Deed Doc Number | 201318039 |
| Prior Transfer Date | Dec 05, 2008 |
| Prior Transfer Doc | 0000002386 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 1186 RIDGEWAY DR, ELGIN, IL 60123-1448 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Title Company | FIDELITY NATIONAL TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000063259 |
|---|---|
| Date | Oct 21, 2020 |
| Instrument | 2020K063259 |
| Name | SYNERGY ONE LENDING |
|---|---|
| Type | Mortgage Company |
| Address | LAKEWOOD, NJ 08701 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 1186 RIDGEWAY DR, ELGIN, IL 60123-1448 |
| Document Number | 0000015156 |
| Instrument Date | Mar 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 1186 RIDGEWAY DR ELGIN IL 601231448, ELGIN, IL 60123-1448 |
| Document Number | 0000015156 |
|---|---|
| Date | Mar 25, 2020 |
| Instrument | 15156 |
| Name | DUPAGE CU |
|---|---|
| Type | Credit Union |
| Address | NAPERVILLE, IL 60567 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 24, 2040 |
| Rate Type | Adjustable Rate |
|---|
Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,464.00 (+15.85%) Homeowner's exemption | ||
| 2024 | $97,489 (+21.39%) Land $25,484 Building $72,005 | $292,584 (+21.44%) Land $76,483 Building $216,101 | |
| 2022 | $6,443.00 (+4.54%) Homeowner's exemption | $80,308 (+6.96%) Land $20,993 Building $59,315 | $240,924 (+6.96%) Land $62,979 Building $177,945 |
| 2021 | $6,163.00 Homeowner's exemption | $75,082 Land $19,627 Building $55,455 | $225,246 Land $58,881 Building $166,365 |
1186 Ridgeway Dr is in FEMA Zone X (minimal flood hazard (unshaded X)), outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Kane County (17089C), updated October 8, 2026
| FEMA Flood Zone | Zone X minimal flood hazard (unshaded X) |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024)
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Lookups use the parcel center point against federal datasets; a lot that straddles a boundary may differ at its edges, and lenders make the official flood determination. Wildfire values come from a national model at roughly 900 ft resolution with fuels as of 2020 and describe conditions, not a forecast.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures