1173 Ridgeway Dr, Elgin, IL 60123 Property Records

Kane County property record for 1173 Ridgeway Dr, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,900 sqft · built 1968
Lot Size	0.26 acres (11,346 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,496 (2025)
Flood Zone	Zone X (minimal risk)
APN	`06-03-427-010`

Property Details

APN / Parcel Number

Primary APN	`06-03-427-010`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,900 sqft Living Area
1st Floor Area	1,900 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	11,346 sqft (0.26 acres)
Lot Width	73 ft Width
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	1173 RIDGEWAY DR
City	ELGIN
State	IL
Zip	60123-1448
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CENTURY OAKS 6TH ADDN LOT 81
Legal Subdivision	CENTURY OAKS 6TH ADDN
Legal Block	1
Legal Lot Number	81
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1009
Census Tract	851000

Owner

Source: Kane County records · APN 06-03-427-010

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1173 RIDGEWAY DR, ELGIN, IL 60123-1448
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,496.00 (+5.9%) Homeowner's exemption	$101,150 (+8.57%) Land $27,507 Building $73,643	$303,571 (+8.57%) Land $82,554 Building $221,017
2024		$93,166 (+21.39%) Land $25,336 Building $67,830	$279,610 (+21.44%) Land $76,038 Building $203,571
2022	$6,134.00 (+4.57%) Homeowner's exemption	$76,747 (+6.96%) Land $20,871 Building $55,876	$230,241 (+6.96%) Land $62,613 Building $167,628
2021	$5,866.00 Homeowner's exemption	$71,753 Land $19,513 Building $52,240	$215,259 Land $58,539 Building $156,720

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 8, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Radiate Holdings Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Opiquad, T-Mobile USA.

Based on FCC filings for 264 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ELGIN serves 114,797 people
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.