1195 Gulf Rd, Elyria, OH 44035 Property Records

Lorain County property record for 1195 Gulf Rd, Elyria, OH 44035 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3.5 Baths
Year Built	Built 1995
Square Footage	3,372 sqft Living Area
Lot Size	68,389 sqft (1.57 acres)
Occupancy	Owner Occupied
Last Sale	$289,000 (2017)
Tax Bill	$7,233.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`011893-5`
Alternative APN	`06-23-024-103-035`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	10 Rooms
Building Area	3,372 sqft Living Area
Gross Area	6,624 sqft Gross Area
1st Floor	2,652 sqft 1st Floor
Basement Area	2,652 sqft Basement
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1995
Architectural Style	Colonial Style
Exterior Material	Brick Exterior
Construction Type	Frame Construction
Lot Area	68,389 sqft (1.57 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	600 sqft Garage

Exterior Amenities

Balcony Area	75 sqft Balcony
Deck Area	196 sqft Deck
Patio Area	80 sqft Patio
Porch Area	306 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Heating Fuel	Gas Heating Fuel
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	011893-5
Street Address	1195 GULF RD
City	ELYRIA
State	OH
Zip	44035-1755
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	AC CORR PER SURV A KELLY 1.57A SPLIT # 17-03654-D
Legal Subdivision	BRACE TRACT
Legal Tract	23
Legal Block	103
Legal Lot Number	49
Jurisdiction	LORAIN OH
Minor Civil Division	ELYRIA
Census Blockgroup	1
Census Block	1002
Census Tract	70101

Owner

Source: Lorain County records · APN 011893-5

Assessment roll updated May 16, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1195 GULF RD, ELYRIA, OH 44035-1755
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Dec 24, 2019	Loan Modification, Mortgage WELLS FARGO BK
Apr 17, 2018	Loan Modification, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) WELLS FARGO BK
Apr 20, 2017	Warranty Deed, Transfer · Veterans Administration Mortgage MORTGAGE 1 AT SUBURBAN

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 20, 2017 · Amount on Record
Deed Sale	Apr 20, 2017 · Amount on Record
Prior Sale	Dec 01, 2009 · Amount on Record
Deed Doc Number	2017626631
Prior Transfer Date	Sep 10, 2009
Prior Transfer Doc	0000319912
Record Refreshed	Sep 20, 2026

December 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LORAIN OH
Property Address	1195 GULF RD, ELYRIA, OH 44035-1755
Document Number	0000747189
Instrument Date	Dec 24, 2019
Transaction Type	Mortgage
Record Updated	Feb 11, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1195 GULF RD ELYRIA OH 440351755, ELYRIA, OH 44035-1755

Mortgage

Document Number	0000747189
Date	Jan 28, 2020
Instrument	747189

Lender

Name	WELLS FARGO BK
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 27, 2050

Interest

Rate	3.75%

April 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LORAIN OH
Property Address	1195 GULF RD, ELYRIA, OH 44035-1755
Document Number	0000680810
Instrument Date	Apr 17, 2018
Transaction Type	Mortgage
Record Updated	Aug 06, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1195 GULF RD ELYRIA OH 440351755, ELYRIA, OH 44035-1755

Mortgage

Document Number	0000680810
Date	Jul 24, 2018
Instrument	680810

Lender

Name	WELLS FARGO BK
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	Conventional Mortgage with Private Mortgage Insurance (PMI)
Amount	Amount Recorded
Term	360 Months
Due	Jul 23, 2048

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Apr 20, 2017
Property Address	1195 GULF RD, ELYRIA, OH 44035-1755
Document Number	0000626631
Instrument Date	Mar 28, 2017
Instrument	626631
Transaction Type	Transfer
Record Updated	Feb 11, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,156.00
Additional	Notice of Foreclosure Sale Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1195 GULF RD ELYRIA OH 440351755, ELYRIA, OH 44035-1755

Mortgage

Document Number	626632
Date	Apr 20, 2017
Instrument	626632

Lender

Name	MORTGAGE 1 AT SUBURBAN
Type	Mortgage Company
Address	STERLING HEIGHTS, MI 48314

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 19, 2047

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,233.00	$153,020 (-) Land $18,700 Building $134,320	$437,200 (-) Land $53,420 Building $383,780
2024	$7,233.00 (+15.84%)	$153,020 (+34.44%) Land $18,697 Building $134,323	$437,200 (+34.44%) Land $53,420 Building $383,780
2023	$6,244.00 (+0.63%)	$113,817 (%) Land $20,878 Building $92,939	$325,190 (-) Land $59,650 Building $265,540
2022	$6,205.00	$113,820 Land $20,880 Building $92,940
2021			$325,190 Land $59,650 Building $265,540

Flood & Wildfire

1195 Gulf Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 5th percentile of exposed land nationally · 25th in Ohio
Wildfire Likelihood	Low — less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

1195 Gulf Rd, Elyria, OH 44035 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

December 2019: Loan Modification, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

April 2018: Loan Modification, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on Gulf Rd

Nearby Streets

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