Lorain County property record for 1197 Gulf Rd, Elyria, OH 44035 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1969 |
| Square Footage | 2,336 sqft Living Area |
| Lot Size | 58,370 sqft (1.34 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $363,000 (2023) |
| Tax Bill | $5,637.00 (2025) |
| Primary APN | 06-23-024-103-026 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 9 Rooms |
| Building Area | 2,336 sqft Living Area |
| 1st Floor | 2,336 sqft 1st Floor |
| Family Room | Family Room |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 2 Fireplaces |
| Year Built | Built 1969 |
|---|---|
| Architectural Style | Conventional Style |
| Exterior Material | Brick Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Lot Area | 58,370 sqft (1.34 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 576 sqft Garage |
| Deck Area | 80 sqft Deck |
| Patio Area | 328 sqft Patio |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 1197 GULF RD |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-1755 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 33-06-033 -042-00 |
| Legal Subdivision | BRUCE |
| Legal Tract | 23 |
| Legal Block | 103 |
| Legal Lot Number | 24 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | ELYRIA |
| Census Blockgroup | 1 |
| Census Block | 1002 |
| Census Tract | 70101 |
Source: Lorain County records · APN 06-23-024-103-026
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1197 GULF RD, ELYRIA, OH 44035-1755 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 02, 2024 | Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP |
| Dec 21, 2023 | Survivorship Deed, Transfer · Conventional Mortgage DEEPHAVEN MORTGAGE LLC |
| Dec 07, 2021 | Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 21, 2023 · Amount on Record |
| Deed Sale | Dec 21, 2023 · Amount on Record |
| Prior Sale | Dec 07, 2021 · Amount on Record |
| Deed Doc Number | 2023006799 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 1197 GULF RD, ELYRIA, OH 44035-1755 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1197 GULF RD, ELYRIA, OH 44035-1755 |
| Document Number | 0000021870 |
|---|---|
| Date | Aug 02, 2024 |
| Instrument | 2024-0021870 |
| Name | PROVIDENT FUNDING ASSOCIATES LP |
|---|---|
| Type | Mortgage Company |
| Address | SANTA ROSA, CA 95401 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2054 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Dec 21, 2023 |
| Property Address | 1197 GULF RD, ELYRIA, OH 44035-1755 |
| Document Number | 0000939343 |
| Instrument Date | Dec 19, 2023 |
| Instrument | 2023-0939343 |
| Transaction Type | Transfer |
| Record Updated | Jan 12, 2024 |
| Title Company | REVERE TITLE, RAVERE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right Of Survivorship |
| Address | 1197 GULF RD, ELYRIA, OH 44035-1755 |
| Document Number | 0000939344 |
|---|---|
| Date | Dec 21, 2023 |
| Instrument | 2023-0939344 |
| Name | DEEPHAVEN MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Dec 07, 2021 |
| Property Address | 1197 GULF RD, ELYRIA, OH 44035-1755 |
| Document Number | 0000852878 |
| Instrument Date | Nov 29, 2021 |
| Instrument | 2021-0852878 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2021 |
| Title Company | REVERE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right Of Survivorship |
| Address | 1197 GULF RD, ELYRIA, OH 44035-1755 |
| Document Number | 0000852879 |
|---|---|
| Date | Dec 07, 2021 |
| Instrument | 2021-0852879 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2052 |
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,637.00 (+27.56%) | $119,670 (+51.18%) Land $18,260 Building $101,410 | $341,900 (+51.18%) Land $52,160 Building $289,740 |
| 2023 | $4,419.00 (+0.34%) | $79,157 (%) Land $20,409 Building $58,748 | $226,160 (-) Land $58,310 Building $167,850 |
| 2022 | $4,404.00 | $79,160 Land $20,410 Building $58,750 | |
| 2021 | $226,160 Land $58,310 Building $167,850 |
1197 Gulf Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 5th percentile of exposed land nationally · 25th in Ohio |
|---|---|
| Wildfire Likelihood | Low — less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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