Lorain County property record for 1181 Gulf Rd, Elyria, OH 44035 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 1900 |
| Square Footage | 2,813 sqft Living Area |
| Lot Size | 58,806 sqft (1.35 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $290,000 (2023) |
| Tax Bill | $4,800.00 (2025) |
| Primary APN | 06-23-024-103-033 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 8 Rooms |
| Building Area | 2,813 sqft Living Area |
| 1st Floor | 1,795 sqft 1st Floor |
| 2nd Floor | 1,018 sqft 2nd Floor |
| Upper Floors | 1,018 sqft Upper Floors |
| Family Room | Family Room |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 2 Fireplaces |
| Year Built | Built 1900 |
|---|---|
| Architectural Style | Cape Cod Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Foundation Type | Raised Foundation |
| Lot Area | 58,806 sqft (1.35 acres) |
| Parking Spaces | 4 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 980 sqft Garage |
| Pool Area | 800 sqft Pool |
|---|---|
| Shed | 1 Shed |
| Shed Area | 320 sqft Shed |
| Patio Area | 255 sqft Patio |
| Porch | 1 Porch |
| Porch Area | 324 sqft Porch |
| Gazebo | 274 sqft Gazebo |
| Heating System | HVAC Heating |
|---|
| Street Address | 1181 GULF RD |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-1755 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | OL 24 |
| Legal Subdivision | ELYRIA |
| Legal Tract | 23 |
| Legal Block | 103 |
| Legal Lot Number | 24 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | ELYRIA |
| Census Blockgroup | 1 |
| Census Block | 1002 |
| Census Tract | 70101 |
Source: Lorain County records · APN 06-23-024-103-033
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1181 GULF RD, ELYRIA, OH 44035-1755 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 09, 2024 | Warranty Deed, Transfer |
| Dec 22, 2023 | Warranty Deed, Transfer · Conventional Mortgage LOWER LLC |
| Sep 01, 2023 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 22, 2023 · Amount on Record |
| Deed Sale | Dec 22, 2023 · Amount on Record |
| Prior Sale | Dec 22, 2023 · Amount on Record |
| Deed Doc Number | 0000939437 |
| Last Transfer Date | Feb 09, 2024 |
| Transfer Doc | 0000003633 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Feb 09, 2024 |
| Property Address | 1181 GULF RD, ELYRIA, OH 44035-1755 |
| Document Number | 0000003633 |
| Instrument Date | Feb 09, 2024 |
| Instrument | 2024-0003633 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right Of Survivorship |
| Address | 1181 GULF RD, ELYRIA, OH 44035-1755 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Dec 22, 2023 |
| Property Address | 1181 GULF RD, ELYRIA, OH 44035-1755 |
| Document Number | 0000939437 |
| Instrument Date | Dec 20, 2023 |
| Instrument | 2023-0939437 |
| Transaction Type | Transfer |
| Record Updated | Jan 01, 2024 |
| Title Company | CLEVELAND HOME TITLE INC, CLEVELAND HOME TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1181 GULF RD, ELYRIA, OH 44035-1755 |
| Document Number | 0000939438 |
|---|---|
| Date | Dec 22, 2023 |
| Instrument | 2023-0939438 |
| Name | LOWER LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 1181 GULF RD, ELYRIA, OH 44035-1755 |
| Transaction Type | Mortgage |
| Record Updated | Sep 12, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1181 GULF RD, ELYRIA, OH 44035-1755 |
| Document Number | 0000927883 |
|---|---|
| Date | Sep 01, 2023 |
| Instrument | 2023-0927883 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Aug 12, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,800.00 | $95,340 (+0.01%) Land $18,260 Building $77,080 | $272,380 (-) Land $52,160 Building $220,220 |
| 2024 | $4,800.00 (+13.1%) | $95,333 (+22.77%) Land $18,256 Building $77,077 | $272,380 (+22.77%) Land $52,160 Building $220,220 |
| 2023 | $4,244.00 (+0.35%) | $77,652 (+%) Land $20,409 Building $57,243 | $221,860 (-) Land $58,310 Building $163,550 |
| 2022 | $4,229.00 | $77,650 Land $20,410 Building $57,240 | |
| 2021 | $221,860 Land $58,310 Building $163,550 |
1181 Gulf Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 5th percentile of exposed land nationally · 25th in Ohio |
|---|---|
| Wildfire Likelihood | Low — less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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