Lorain County property record for 1185 E River St, Elyria, OH 44035 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1960 |
| Square Footage | 1,808 sqft Living Area |
| Lot Size | 16,988 sqft (0.389 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $138,500 (2018) |
| Tax Bill | $3,250.00 (2025) |
| Primary APN | 06-25-085-102-001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,808 sqft Living Area |
| 1st Floor | 901 sqft 1st Floor |
| 2nd Floor | 788 sqft 2nd Floor |
| Upper Floors | 90 sqft Upper Floors |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Traditional Style |
| Exterior Material | Wood Siding Exterior |
| Construction Type | Frame Construction |
| Lot Area | 16,988 sqft (0.389 acres) |
| Depth X Width | 340 ft x 50 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 324 sqft Garage |
| Patio Area | 32 sqft Patio |
| Porch | 1 Porch |
| Porch Area | 32 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 1185 E RIVER ST |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-6057 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | RIVER LOT .42AC |
| Legal Subdivision | RIVER HEIGHTS |
| Legal Tract | 25 |
| Legal Block | 102 |
| Legal Lot Number | 85 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | ELYRIA |
| Census Blockgroup | 3 |
| Census Block | 3003 |
| Census Tract | 71100 |
Source: Lorain County records · APN 06-25-085-102-001
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1185 E RIVER ST, ELYRIA, OH 44035-6057 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 15, 2019 | Deed of Trust, Mortgage RUOFF MTG |
| Aug 02, 2018 | Grant Deed, Transfer · Federal Housing Administration (FHA) Mortgage RUOFF MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 02, 2018 · Amount on Record |
| Deed Sale | Aug 02, 2018 · Amount on Record |
| Prior Sale | Oct 25, 2010 · Amount on Record |
| Deed Doc Number | 2018004379 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 1185 E RIVER ST, ELYRIA, OH 44035-6057 |
| Document Number | 0000735067 |
| Instrument Date | Oct 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 05, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 1185 E RIVER ST ELYRIA OH 440356057, ELYRIA, OH 44035-6057 |
| Document Number | 0000735067 |
|---|---|
| Date | Oct 21, 2019 |
| Instrument | 735067 |
| Name | RUOFF MTG |
|---|---|
| Type | Mortgage Company |
| Address | FORT WAYNE, IN 46804 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 20, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Aug 02, 2018 |
| Property Address | 1185 E RIVER ST, ELYRIA, OH 44035-6057 |
| Document Number | 0000682280 |
| Instrument Date | Jul 25, 2018 |
| Instrument | 682280 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2018 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $554.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 1185 E RIVER ST ELYRIA OH 440356057, ELYRIA, OH 44035-6057 |
| Document Number | 682281 |
|---|---|
| Date | Aug 02, 2018 |
| Instrument | 682281 |
| Name | RUOFF MTG |
|---|---|
| Type | Mortgage Company |
| Address | FORT WAYNE, IN 46804 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2048 |
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,250.00 | $68,680 (%) Land $11,560 Building $57,120 | $196,230 (-) Land $33,020 Building $163,210 |
| 2024 | $3,250.00 (+46.07%) | $68,681 (+69.39%) Land $11,557 Building $57,124 | $196,230 (+69.4%) Land $33,020 Building $163,210 |
| 2023 | $2,225.00 (+1.09%) | $40,545 (-0.01%) Land $10,077 Building $30,468 | $115,840 (-) Land $28,790 Building $87,050 |
| 2022 | $2,201.00 | $40,550 Land $10,080 Building $30,470 | |
| 2021 | $115,840 Land $28,790 Building $87,050 |
1185 E River St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 3rd percentile of exposed land nationally · 15th in Ohio |
|---|---|
| Wildfire Likelihood | Low — less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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